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Denise Richardson

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Member Since: Dec, 2006

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Books
· Give Me Back My Credit! (audio version)

· Give Me Back My Credit! (paperback)


Articles
· Shocking statistics for US student loan defaults in 2010

· Is your Facebook Friend a Digital Criminal?

· Choosing a secure password is key to avoiding identity theft

· Cancer patient's Identity Stolen by Lab Tech; Fighting For Justice

· Grinch Games; A Post Holiday Tale...

· The real problem is Identity theft, not those trying to thwart it!

· Ho, Ho NO to Identity Theft; 10 Tips to avoid fraud!

· Work-at-Home Offers and Scams on the Rise

· Beware of eBay Phishing Scam Circulating

· Scam Alert: Microsoft Customers Targeted


News
· Credit Card Companies Fueling Healthcare Associated Identity Theft (HAIT) C

· Be the millionth subscriber

· National Consumer Protection Week: March 2nd - March 8th

· Strike Back: Defeat Identity Theft Now Campaign

· New Magazine hits the stands...

· A Book Review from Authors Press Releases

· Audio Book now available at Audible.com

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What happens when your personal information falls into the wrong hands?


National Institutes of Health -March 24, '08
Stolen Laptop contains names & medical information on 2500

Western Carolina University - March 23, '08 SSN's Hacked

Agilent Technologies - March 22, '08 Stolen Laptop has names, SSN's and financial information of 51,000

Rhode Island Dept. Admin.- March 21, '08 1400 SSN's Disk Missing

*********************************************************************

The above reported data compromises come right behind last weeks blog entitled: A Few Data Loss Incidents Reported This Week...

By the sheer number of the ongoing "reported" data breaches, it should be quite obvious (even to Experian) that odds are pretty good we can expect to be effected by a hacker or identity thief one day. These continued data breaches only confirm and highlight how little control we actually have over our own information. Our ability to place fraud alerts or stamp "credit freeze" on our credit file are important options and remain a valuable line of defense against fraud. But not if Experian has their way...

Experian claims that fraud alerts were only designed to be used if we think we're in danger of identity theft. Well...who doesn't? Statistics continue to prove that most of us believe we are always at risk -and with good reason!

If Experian would simply change a few of their procedures, I could then consider removing my fraud alerts. Maybe if they would…

*stop selling my information without my permission,
*guarantee to protect my credit file from preying eyes,
*immediately remove fraudulent data once apprised of it, and most importantly...

 *do all necessary restoration work such as contact creditors, replace credit cards, insurance card, change account numbers, and not sell my credit file until corrected, and;
* reimburse me for any loss of time and expenses incurred if my identity were to be stolen;

The truth is, until Experian and the cra's change their practices, and prove they want to become part of the solution -rather than being a part of the problem, our best line of defense will continue to be taking proactive safeguards to protect our data. Taking reactive steps does little to avoid the impact of fraud.

Shouldn't we be allowed to protect our information before it's compromised? Our information is a valuable commodity of the cra's, and viewed as valuable to hackers and thieves who will continue to find new and innovative ways to steal it!

Shouldn't we be seeking new and innovative ways to protect it?

Protecting our data has become an increasingly difficult challenge -yet it's a challenge the cra's, appear to have difficulty meeting.

 

 

 

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Reviewed by John Martin
Good Article... Don’t worry about it. Nobody is listening or monitoring your communications. You don‘t have to take my word for it, just ask The former governor of NY or the soon to be former Mayor of Detroit. How do you protect confidential communications and personal information? Here’s a hint from the Mafia. This actual wiretap between a Mafia boss and henchman spells it out. “Boss, We just made a real big score, we got a truck.” What’d you get? I don’t want to say over the phone, somebody might be listening in.”” Don’t worry about it.. What’d you get? “ I don’t know boss, I don’t think this is safe.” “Forget about it, Tell what the #%^$% you got!” “Okay boss, but I got to play it safe. It was M… I… N… K… S. “ Alas, tho only one who can give away your personal information is you.

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