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Betty Anne Grillo

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Member Since: May, 2012

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Blogs by Betty Anne Grillo

The Symptoms of an Unhealthy Budget: Part Three
6/23/2012 6:19:28 AM    [ Flag as Inappropriate ]

What do I do with this mountain of bills?

The Symptoms of an Unhealthy Budget

Part Three: What do I do with this mountain of bills?

If you’ve followed along with me since Part One: The Symptoms of an Unhealthy Budget, you know that you’re taking positive steps toward dealing with your scary financial situation. It might be painful, but you are moving in the right direction.

You’re now faced with organized piles of bills, and coming to terms with your actual money situation. The bills you should pay each and every month, your rent or mortgage, and utilities, have the most impact on your life if you don’t pay them on time. Just how behind are you on these bills? Are you at risk of losing your home or car?

Maybe you’ve been able to pay housing and car expenses on time, but your credit cards are far behind. I’m sure you’re receiving calls day and night from collectors. I know the phone calls are not pleasant. The people employed by companies to collect balances are not paid to be nice. They are paid to collect money. I know, because I used to work for a major automobile company and had to work in the collections department before I could be promoted to the job I really wanted. I’ve been on the other side of those telephone calls, and it isn’t pleasant there either. There is pressure to maintain very high collection rates in order to keep your job. Very often the people calling to collect past-due payments are also paying their own bills late. Is that news to you?

It is Saturday, and I know that you just want to kick back and relax a bit today. Until my next post, scour all of the possible hiding places where mail from bill collectors could be stashed. Sit down and open each of the bills you took the time to sort out. I’m sure there is some mail you never had the strength to open. It is now time to face reality. Begin to put these bills in order by date, each pile representing the bills from a particular company. We’ll work together on the next step after you’ve had a chance to catch your breath.

Until then, focus on the future and remember that you’re working toward a better one.

All my best!

Betty Anne

SUNSET DREAM BOOKS

www.sunsetdreambooks.com

 



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More Blogs by Betty Anne Grillo
• What Your Neighbors Don't Know Abour Your Life - Wednesday, July 11, 2012
• A Special Needs Child in the Family - Tuesday, July 10, 2012
• Uncertainty creates fear and anxiety - Monday, July 09, 2012
• Bankruptcy is a fresh start, not a disgrace - Friday, July 06, 2012
• Could "book smarts" ever replace "street smarts"? - Thursday, July 05, 2012
• #Food for Thought—and I sure hope you’re #hungry! - Wednesday, July 04, 2012
• The Passing of Andy Griffith - Tuesday, July 03, 2012
• New day, new desire, new direction! - Monday, July 02, 2012
• SUNDAY SILLIES 07-01-2012 - Sunday, July 01, 2012
• The other “B” word – #BUDGET - Saturday, June 30, 2012
• The Truth is Always Somewhere in the Middle - Friday, June 29, 2012
• Time to take a #SCOTUS breath! - Thursday, June 28, 2012
• Do men and women handle #bankruptcy differently? - Wednesday, June 27, 2012
• Do men and women handle bankruptcy differently? - Tuesday, June 26, 2012
• The Symptoms of an Unhealthy Budget: Part Four - Monday, June 25, 2012
• Louis Gossett, Jr - Sunday, June 24, 2012
• SUNDAY SILLIES 06-24-2012 - Sunday, June 24, 2012
• Have you had a part in saving a life? - Saturday, June 23, 2012
•  The Symptoms of an Unhealthy Budget: Part Three - Saturday, June 23, 2012  
• The Symptoms of an Unhealthy Budget - Friday, June 22, 2012
• The Symptoms of an Unhealthy Budget - Thursday, June 21, 2012
• Can you really negotiate with credit card companies to pay less than the full balance? - Wednesday, June 20, 2012
• Do your elderly parents have trouble paying their bills? - Tuesday, June 19, 2012
• Do money problems cause break-ups? - Monday, June 18, 2012
• WHAT WILL I DO IF SOMEONE ASKS ME TO DANCE? - Sunday, June 17, 2012
• HAVING LESS TO SPEND COSTS YOU MORE IN THE END - Saturday, June 16, 2012
• I'm late, I'm late, for a very important... - Friday, June 15, 2012
• WHEN THE “B” WORD STANDS FOR BANKRUPTCY - Thursday, June 14, 2012
• Has your net worth decreased dramatically? - Wednesday, June 13, 2012
• What dreams have you had to put on hold? - Tuesday, June 12, 2012
• How much longer can you hold out? - Monday, June 11, 2012
• Sunday "Sillies" 06-10-2012 - Sunday, June 10, 2012
• Saturdays aren't the same for you, are they? - Saturday, June 09, 2012
• When charging items like food and gas purchases get us into trouble - Friday, June 08, 2012
• If money can fix it, it's not a disaster - Thursday, June 07, 2012
• I know it feels good to shop, but... - Wednesday, June 06, 2012
• Your health is most important! - Tuesday, June 05, 2012
• Common Personal Bankruptcy Myths and Facts - Monday, June 04, 2012
• Sunday Sillies June 3, 2012 - Sunday, June 03, 2012
• 383,000 New Unemployment Claims - Saturday, June 02, 2012
• How Much More Can You Take? - Friday, June 01, 2012
• Life is too short to face financial problems every day! - Thursday, May 31, 2012
• A new book about surviving widowhood - Wednesday, May 30, 2012
• A handshake and a smile - Tuesday, May 29, 2012
• Where did all that money go? - Monday, May 28, 2012
• Sunday "Sillies" - Sunday, May 27, 2012
• Unemployment numbers - Saturday, May 26, 2012
• The Launch of Sunset Dream Books - Saturday, May 26, 2012


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