Blogs by Betty Anne Grillo
The Symptoms of an Unhealthy Budget: Part Three
6/23/2012 6:19:28 AM
What do I do with this mountain of bills?
The Symptoms of an Unhealthy Budget
Part Three: What do I do with this mountain of bills?
If you’ve followed along with me since Part One: The Symptoms of an Unhealthy Budget, you know that you’re taking positive steps toward dealing with your scary financial situation. It might be painful, but you are moving in the right direction.
You’re now faced with organized piles of bills, and coming to terms with your actual money situation. The bills you should pay each and every month, your rent or mortgage, and utilities, have the most impact on your life if you don’t pay them on time. Just how behind are you on these bills? Are you at risk of losing your home or car?
Maybe you’ve been able to pay housing and car expenses on time, but your credit cards are far behind. I’m sure you’re receiving calls day and night from collectors. I know the phone calls are not pleasant. The people employed by companies to collect balances are not paid to be nice. They are paid to collect money. I know, because I used to work for a major automobile company and had to work in the collections department before I could be promoted to the job I really wanted. I’ve been on the other side of those telephone calls, and it isn’t pleasant there either. There is pressure to maintain very high collection rates in order to keep your job. Very often the people calling to collect past-due payments are also paying their own bills late. Is that news to you?
It is Saturday, and I know that you just want to kick back and relax a bit today. Until my next post, scour all of the possible hiding places where mail from bill collectors could be stashed. Sit down and open each of the bills you took the time to sort out. I’m sure there is some mail you never had the strength to open. It is now time to face reality. Begin to put these bills in order by date, each pile representing the bills from a particular company. We’ll work together on the next step after you’ve had a chance to catch your breath.
Until then, focus on the future and remember that you’re working toward a better one.
All my best!
SUNSET DREAM BOOKS
Post a Comment new!
More Blogs by Betty Anne Grillo
What Your Neighbors Don't Know Abour Your Life - Wednesday, July 11, 2012
A Special Needs Child in the Family - Tuesday, July 10, 2012
Uncertainty creates fear and anxiety - Monday, July 09, 2012
Bankruptcy is a fresh start, not a disgrace - Friday, July 06, 2012
Could "book smarts" ever replace "street smarts"? - Thursday, July 05, 2012
#Food for Thought—and I sure hope you’re #hungry! - Wednesday, July 04, 2012
The Passing of Andy Griffith - Tuesday, July 03, 2012
New day, new desire, new direction! - Monday, July 02, 2012
SUNDAY SILLIES 07-01-2012 - Sunday, July 01, 2012
The other “B” word – #BUDGET - Saturday, June 30, 2012
The Truth is Always Somewhere in the Middle - Friday, June 29, 2012
Time to take a #SCOTUS breath! - Thursday, June 28, 2012
Do men and women handle #bankruptcy differently? - Wednesday, June 27, 2012
Do men and women handle bankruptcy differently? - Tuesday, June 26, 2012
The Symptoms of an Unhealthy Budget: Part Four - Monday, June 25, 2012
Louis Gossett, Jr - Sunday, June 24, 2012
SUNDAY SILLIES 06-24-2012 - Sunday, June 24, 2012
Have you had a part in saving a life? - Saturday, June 23, 2012
The Symptoms of an Unhealthy Budget: Part Three - Saturday, June 23, 2012
The Symptoms of an Unhealthy Budget - Friday, June 22, 2012
The Symptoms of an Unhealthy Budget - Thursday, June 21, 2012
Can you really negotiate with credit card companies to pay less than the full balance? - Wednesday, June 20, 2012
Do your elderly parents have trouble paying their bills? - Tuesday, June 19, 2012
Do money problems cause break-ups? - Monday, June 18, 2012
WHAT WILL I DO IF SOMEONE ASKS ME TO DANCE? - Sunday, June 17, 2012
HAVING LESS TO SPEND COSTS YOU MORE IN THE END - Saturday, June 16, 2012
I'm late, I'm late, for a very important... - Friday, June 15, 2012
WHEN THE “B” WORD STANDS FOR BANKRUPTCY - Thursday, June 14, 2012
Has your net worth decreased dramatically? - Wednesday, June 13, 2012
What dreams have you had to put on hold? - Tuesday, June 12, 2012
How much longer can you hold out? - Monday, June 11, 2012
Sunday "Sillies" 06-10-2012 - Sunday, June 10, 2012
Saturdays aren't the same for you, are they? - Saturday, June 09, 2012
When charging items like food and gas purchases get us into trouble - Friday, June 08, 2012
If money can fix it, it's not a disaster - Thursday, June 07, 2012
I know it feels good to shop, but... - Wednesday, June 06, 2012
Your health is most important! - Tuesday, June 05, 2012
Common Personal Bankruptcy Myths and Facts - Monday, June 04, 2012
Sunday Sillies June 3, 2012 - Sunday, June 03, 2012
383,000 New Unemployment Claims - Saturday, June 02, 2012
How Much More Can You Take? - Friday, June 01, 2012
Life is too short to face financial problems every day! - Thursday, May 31, 2012
A new book about surviving widowhood - Wednesday, May 30, 2012
A handshake and a smile - Tuesday, May 29, 2012
Where did all that money go? - Monday, May 28, 2012
Sunday "Sillies" - Sunday, May 27, 2012
Unemployment numbers - Saturday, May 26, 2012
The Launch of Sunset Dream Books - Saturday, May 26, 2012