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Jeanette Cooper

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Sri Lanka / Serendib - photography by Albert Russo
by Albert Russo

Photo book on Sri Lanka with short poems by Albert Russo, Eric Tessier,and from the Dhammapada (teachings of the Buddha), in English and French..  
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Credit Card Fever
by Jeanette Cooper
Sunday, April 13, 2008
Rated "G" by the Author.
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Recent poems by Jeanette Cooper
•  God's Handiwork
•  Alone
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           >> View all 181

I know a few people who use their credit card like a virtual bank account with never a thought for how much interest they're paying or how they will ever pay off a growing debt. They pay those minimum payments, which keep the bill collectors away, seldom realizing it is likely only enough to pay the interest and therefore; they'll be paying that bill the rest of their lives. It is a terrible way to lose one's financial security, or at worse, their good credit rating.

 

Credit Card Fever
 
Wanting and getting. Wanting and getting.
Is the oft-used motto of too many folks’ greed;
They spend money for this, and money for that
With no thought of saving for an emergency need.
 
They work all week and draw their check
Run to the bank and the grocery store
They pay their bills stacked on the desk
Spend all their money, still wanting to buy more.
 
Credit cards—there are two or three in most wallets
Enticing people into a frenzy of buying and spending;
They buy what they want, what they don’t need
Soon broke—the bank is no longer lending.
 
Wanting and getting. Wanting and getting.
The sad story of poor folks bankrupted and broke
When they suddenly find the bank is empty
Wanting and getting seems like a horrible joke.
 
Credit cards, a greedy sickness born by man
Who fills their home with stuff from the Mall
Always something new to feed the greed
Until they’re broke--and lose it all.
 
© 2008 Jeanette Cooper
 

 

 

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Reviewed by JMS Bell 7/29/2010
JEANETTE, THIS WORK IS SO APROPO FOR ME. I WAS A CREDIT CARD 'ADDICT'. I DON'T HAVE ANY NOW AND I NEVER WILL AGAIN BUT I HAVE LOST A LOT AND RAN UP TREMENDOUS BILLS THROUGH THE 'LURE' OF 'BUY IT NOW AND PAY FOR IT LATER' WAY OF THINKING. THIS IS A DYNAMIC WORK...THAT SHOULD BE POSTED ON AND OFF, LINE. VERY WELL DONE AND APPRECIATED. LOVE AND BLESSINGS, JOYCE * HIS INSPIRATIONS
Reviewed by Mary Grace Patterson 7/19/2008
Credit cards are easy to get and charge on , but hard to pay.. We only have one now with low interest.. A great article!......M
Reviewed by Poetess of The Soul Sheila G 6/27/2008
This is WHY we cut up ours! and said a prayer to BETTER OUR LIVES!
and that was 10 yrs. ago! I don't regret it, but I miss it!
Utilities are enough to try and stay up with!
I also like my lay-aways still, a little each week and I still appreciate!
Love this much NEEDED LIFE and LIVING reminder~!
Write On!
Warmest Blessings and Inner Peace, Warrior Purple Passion Lady Shexooo

STay Positive! WiLLPOWER IS NEEDED! Among the WeAK and WANTING!
Reviewed by Mary Lacey, Desertrat 6/25/2008
Sometimes I wonder if it were not better in the older days where if we wanted an item, we waited until we had enough green stamps. Today it's instant gratification. And credit cards are the devil luring us into their tempting trap. You said it perfectly, Jeanette.

Mary
Reviewed by John Leko 4/13/2008
...and you have said it all...very well...there is no more to say. Now put this piece in every credit card enticement that continues to be mailed to those already in debt on a daily basis. Perhaps that is again asking for...too much.
excellent Jeanette...
John
Reviewed by H Cruz 4/13/2008
If you want freedom BURN THEM ALL!
Reviewed by Christine Alwin 4/13/2008
So true,, that plastic card can be a dangerous tool,, and indeed we are a spoiled nation. Great write!
Christine
Reviewed by Karen Vanderlaan 4/13/2008
a travesty that will, sooner or later, catch up with them and with society as a whole
Reviewed by Karla Dorman, The StormSpinner 4/13/2008
Been there - done that - still paying for it - excellent warning, Jeanette. Now all I have's a debit card - no money in account, no spending. Know exactly how much I have.

(((HUGS))) and love, Karla.
Reviewed by Jerry Bolton (Reader) 4/13/2008
Credit cards . . . Easy to get . . . Easy to spend . . . Easy to go bankrupt . . . Too easy . . . I speak from experience . . .
Reviewed by Linda Hill 4/13/2008
Jeanette,
Excellent poem that needed to be written. I have NO credit cards and happy to say I do not miss them, or the payments I'd have to make on them.

Blessings,
~Linda
Reviewed by Sheila Roy 4/13/2008
Very well done. I admit to being part of the credit card generation. My hubby & I were caught up in their use for quite some time. We snapped out of it just in time. The world is raising more of these users as we speak. Fast food chains now accept credit cards! Maybe if people can't afford a cheeseburger with cash, they should be cooking something economic at home. It sure is healthier! This is a great read, plus it's thought provoking.
Sheila
Reviewed by Flying Fox Ted L Glines 4/13/2008
Good and very timely one, Jeanette. Our banking and monetary and credit system is geared to interest accrued through the transfer of items and movement of cash. No spending, no movement, no interest, and the system fails. The latest move is the "reverse mortgage" which will keep the system cycling while it pumps the last penny out of elderly home-"owners". Greed giveth and greed taketh away.

Ted
Reviewed by Dawn Anderson 4/13/2008
Well said!
Reviewed by Paul Berube 4/13/2008
WOW ! Very strong write here Jeanette. And sadly, all too true. Very well done my friend. God bless.
Reviewed by Karen Lynn Vidra, The Texas Tornado 4/13/2008
I think credit cards are evil: I wouldn't have one to save my life! They may be better than carrying a whole wad of cash, but they sure can get you into trouble if you don't know what you are doing! Good write, Jeanette; brava!

(((HUGS))) and much love, your friend in Tx., Karen Lynn. :(

I'd much rather have the wad of cash! LOL
Reviewed by George Carroll 4/13/2008
Hope this strikes a cord with those addicted to credit and the misery it can bring when used unwisely.
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