A little six year old girl was anxiously waiting in the check-out line at the grocery story with her mom. The little girl was holding $40.00 in her hand.  She saved  her allowance for the past two months to buy herself this special Christmas toy.  She could hardly wait for her mom to leave the grocery store; the toy store was their next stop after they went home to put away the grocery.

The mother searched through her purse; then she said to the checker, “I can’t believe I left my check book and my bank card at home.”

The six year old couldn’t get her money inside her pocket fast enough.  She asked, “Mom,  who’s paying for all that stuff?”