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Joseph* OneLight*®

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Member Since: Mar, 2003

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Benefits of Health Care Reform …
By Joseph* OneLight*®   
Rated "PG13" by the Author.
Last edited: Wednesday, March 24, 2010
Posted: Wednesday, March 24, 2010

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Americans will receive within the first year


1) Young adults will be able stay on their parents' insurance until their 27th birthday.

2) Seniors will get a $250 rebate to help fill the "doughnut hole" in Medicare prescription drug coverage, which falls between the $2,700 initial limit and when catastrophic coverage kicks in at $6,154.

3) Insurers will be barred from imposing exclusions on children with pre-existing conditions. Pools will cover those with pre-existing health conditions until health care coverage exchanges are operational.

4) Insurers will not be able to rescind policies to avoid paying medical bills when a person becomes ill.

5) Lifetime limits on benefits and restrictive annual limits will be prohibited.

6) New plans must provide coverage for preventive services without co-pays. All plans must comply by 2018.

7) A temporary reinsurance program will help offset costs of coverage for companies that provide early retiree health benefits for those ages 55 to 64.

8) New plans will be required to implement an appeals process for coverage determinations and claims.

9) Businesses with fewer than 50 employees will get tax credits covering 35 percent of their health care premiums, increasing to 50 percent by 2014.


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Reviewed by Regis Auffray 3/24/2010
I am very grateful that we have health care in Canada. The system is not perfect by any means but it is a blessing to have it. Thank you, Joseph. I do hope all the best comes from Mr. Obama's efforts. Love and peace,

Regis