I remember as a child, I would hear the elders speak of the American dream. It would consist of apple pie and baseball, but owning a home was the prize of all dreams people had back then. Our parents taught us that we had to work hard to get this dream, so we grew up and did just that. Most worked their fingers to the bone to own this dream; little did our generation know that in every dream, there are nightmares that are in the shadows of all dreams.
Thinking back to my childhood; I should have listened to one thing that stuck me to this very day. "Everything that glitters is not gold"! I was a late bloomer in buying my house. I promised my kids that we would get one and so ten years ago we did. There were things that went wrong with the purchase. However, it did not stop me from making my renovated house a home. I guess it was like that for everyone. There was nothing stopping anybody from getting that piece of the dream that we were taught.
Little did we know there were people out there who did not care about how we felt about this dream? These snakes were in the mist of the green grass that laid in front of our yards. They would call day in and day out in our homes. Furthermore, we believed them. These Lenders came out of the wood works sprouting up everywhere. Yes; life was good. Housing prices went though the roof. Everyone seemed to want to buy or sell. Even the stock market kept claiming; in addition, people all around the world were getting richer. Little did we know one summer's night not to long ago a plague would come into our dream; it was called "Foreclosure".
Many claimed they knew that it was going to happen but no know one said a spoken word until it was too late. Before morning hit on that summer's night; our dream turned into a nightmare. The snakes were gone before dawn. The market panicked and fell back down to earth. We were left with pointing fingers that are still pointing today. I started to read the blogs on the Internet, reading the paper and watching the news. "Yes" we were in trouble. There were many who stated that it was the homeowners fault, and that the interim government should not step in to assist them. No one stopped to look at the people who made the money off the homeowners in the first place until it was too late. The snakes were gone as fast as they came.
I for one can say when I refinanced my home; it all went into fixing the home up for my children. I never went on a cruise, bought new things, this was my home, and something I could finally call my own. However, like many I am facing foreclosure. Nevertheless, I will be loosing my house in less than a year on account of a bad refinancing. Many of us searched the Internet, called our Lenders, have spoken to many people who still do not have answers for us, I ask all Americans is this fair? I was at my wits end until last week on the television (while watching the news), I saw a website. I turned off the television and said to myself, "they are just like everybody else!" Even so, I did write the website down.
The next morning tired of talking to people about my house as they scolded me like a child; I went to this website that I saw on television, www.loansafe.org. There are many who are just like me and you there. They don't judge you, point the finger at you, they listen because they are people just like us. In this crazy world we seem to be lacking one thing and that is the meaning of "compassion". Where did it go? Moe the man who started the site; is not looking for money, he is doing this on his own. Go to take a look and see some of the horror stories that are out here in this great land of our. If you are in Foreclosure and don't know where to turn, maybe this site may aid. I was at wits end and now with people like you and I, there with hope and some answers that you might need. We need to fight this cause.
Don't walk away from your dream if you don't have to. Don't let the snakes stay in your front yard. We need to stand up and have a voice; we need to keep the American dream alive. Now the ones, who bought houses, took out the equity and just ran with it; I don't have a pity on you. You are the ones who are making it hard for those of us that had a dream. The laws have changed so much that now most of the low income families and elderly cannot even refinance their homes anymore; they are being forced to walk away. All those Lenders who came out the woods works and have gone back in (you know who you are) don't sit there and play innocent. Look in your neighborhoods. The price of our homes has gone down 35% in the last year. There are signs posted everywhere. Are we just going to stand there and let this happen to the dream we all share? We are a nation that stands up for our rights, and it's time to take back our dream.
For every dream there is hope. There are enough homeless on the streets, need we add more? Furthermore, what about the children, do they count anymore? Write your congress man/woman, the president, post your story. United we stand, divided we fall. I am not going to fall without a stand up fight.