Organize your finances - part 2
edited: Friday, October 27, 2006
By Phyllis Slater
Rated "G" by the Author.
Posted: Friday, October 27, 2006
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Bankcards (credit and debit) - Many people are concerned about using debit and credit cards to pay for food and clothing. What if someone steals them or their numbers? First of all, if your credit card statement shows items you have not purchased, they will send you a copy of the signed receipt. If it still is not from you, they will investigate and remove it from your records. With debit cards, a special pin number is required first. If you have trouble with writing a check or handling cash, this is a great tool. Remember that even cashiers can steal your checking account numbers if they really want to. Fear should not be the reason for avoiding debit or credit cards. They really do make life easier. Just remember to put your debit card amount in your check register.
Large print checks & bank statements – Special checks can be purchased from your bank with large print or for your statements. Should your bank or credit card company give you any problems, remind them about the provisions of the American Disability Act. If they still do not respond, contact the Michigan Commission for the Blind for help with this problem.
Handling currency – If you have vision problems, learn how to fold your currency so that you can tell the denominations apart. Use a money belt when shopping since this is safe and easy.