AuthorsDen.com   Join Free! | Login  

     Popular! Books, Stories, Articles, Poetry
Where Authors and Readers come together!

SIGNED BOOKS    AUTHORS    eBOOKS new!     BOOKS    STORIES    ARTICLES    POETRY    BLOGS    NEWS    EVENTS    VIDEOS    GOLD    SUCCESS    TESTIMONIALS

Featured Authors:  Martyn Kinsella-Jones, iTobias Roote, iBlak Rayne, iPaddy Bostock, iAlbert Megraw, iKaren Epp, iChidi Asika-Enahoro, i

  Home > Blogs Popular: Books, Stories, Articles, Poetry     

Robert A. Mills

· Become a Fan
  Notify me of new titles
  added by this author.

· 7 titles
· 7 Reviews
· Share with Friends!
·
Member Since: Aug, 2001

   Sitemap
   My Blog
   Contact Author
   Message Board
   Read Reviews

Newsletter
Subscribe to the Robert A. Mills Newsletter. Enter your name and email below and click "sign me up!"
Name:
Email:


Books
· Wall !

· Tycoon!

· Well !

· Circles !

· 'Mate !

· The Better Angels


Articles
· Robert's Angels by Dani R. Bellflowers


News
· Well !

· Circles !

· 'Mate !

Robert A. Mills, click here to update your web pages on AuthorsDen.

Books by
Robert A. Mills



The Better Angels

Buy Options
Signed copy!
Kindle, Amazon, more..










Blogs by Robert A. Mills

BANKS CLOSED
10/8/2011 6:39:37 AM    [ Flag as Spam or Inappropriate ]


I’m not so sure Wachovia Bank did itself or its depositors any favors when they sold out to Wells Fargo. As a long time Wachovia customer, I enjoyed a continuous and hazard-free relationship with the old institution for several decades. But since its acquisition by Wells Fargo, I have begun experiencing certain adjustments that frankly aren’t, well, adjusting well.

When I first came to Atlanta I didn’t know one local bank from another. So I asked a trusted co-worker, a Georgia native, which bank she thought deserved my business.

“How much money you got?” she asked.

“Lots,” I told her.

“Great! Wanna get married?”

“I already am.”

“Rats. That’ what all the good ones say.” She wrote something on a Post-It-Note and handed me the slip. I stuck it in my pocket and looked at it later: it said, “Pick out any nearby bank.”

I had seen a Wachovia branch just down the street, so I stopped in the next day and the teller glanced up and asked, “Who’s your Personal Banker?”

“I don’t know,” I told her, the cleverest response I could muster.

“No matter. We’ll assign you a nifty one.”

The lady she picked out was Greer Garson, and being a bachelor for many weeks I was hooked. Her real name was Lorie Puck, and I found out she lived in Chimney Springs, the same community where I was staying while my own house was being finished. That weekend I hung around the pool, hoping Greer Garson would be there also. She was.

“Hey, look what the cat dragged in!” she cried, apparently delighted to see me, although I was no bargain in a bathing suit. “Come meet my husband and the rest of the brood!” It turned out she was married to Don Knotts and had nine kids — all boys and one girl. So much for Mrs. Minever.

Once my house was finished and we had moved in, I transferred my accounts to a closer branch and never had any reason to see Lorie Puck again. The Personal Banker the new branch assigned me was Frank Fulinger. I met him only once and could not today pick him out in a crowd.

Over the years I developed a great relationship with Wachovia. Not only was I given a complimentary safe deposit box, they set me up with a Crown Account, an Access Fifty Account, a Money Market Savings Account, a Tillie Access Card with my own PIN number, and a Platinum Credit Card. All at no charge! Wow! Banks up in Western New York had never treated me so well! I was glad we moved.

At that time in my life I had never even heard of Wells Fargo Bank. Then one day in 1997 I got a letter from them offering to refinance my mortgage at a ridiculously low interest rate — at no closing costs whatsoever! By merely having my signature notarized, I was able to reduce my thirty-year mortgage to fifteen years and go from paying fifteen hundred dollars a month to less than eight hundred!

What a deal!

And then, just last month, they offered to reduce the interest rate on my mortgage even further. As of now, the monthly cost is a hair over three hundred dollars!

I know I should never look a gift horse in the molars, but it’s the first time (if not the last) Wells Fargo ever did anything for me. Since their purchase of Wachovia, the transition period has become a boondoggle of upscrews that have often made me wish I could turn back the clock and renew my search for a run-of-the-mill bank nobody had ever heard of.

One thing that bothers me: their online banking. Wachovia had always made it possible for me to easily administer my accounts with direct deposits and the flick of a mouse’s tail — even to the point of total and secure payment of my monthly bills, either as a result of automatic deductions or actually writing and mailing out bank checks, all at no charge to me!

The convenience is too good to be true, and you know what they say about that! I’m waiting for the axe to fall.

Recently, an ominous script began to play out. My brother-in-law, a financial guru of sorts, has come up with a scheme to feather the nest of our ancient mother-in-law by diminishing her net worth through omissions and flaws in the Social Security program — not to mention the legerdemain and frosted mirrors they seem to employ. The old lady is too rich, and the ‘bro-by-marriage’ has devised a plan to put her on easy street by glooming onto her assets in such a way that she will be better off with less. (Say wot?)

One step is to close out some of her accounts and have my wife (and his wife) open separate ones with funds ‘gifted’ to them. One such account was duly closed, but when my wife attempted to place the funds in her own account, Wells Fargo/Wachovia in its wisdom, declared the properly endorsed check as a “non-negotiable item.” Try as I might, I could not persuade them otherwise.

The matter was eventually resolved, but for a long time the matter floated somewhere in the rarified stratosphere of high finance. No one at Wells Fargo can explain the scenario to my scattered comprehension. I doubt if it will ever be satisfactorily explained, and by the time it is, it’s possible neither my mother-in-law nor I will be around to care.

But rest assured, Wells Fargo is a force to be reckoned with — even if Wachovia, by then, is relegated to little more than a casual stroll down memory lane.

Hav-a-Happy Columbus Day. Or Yom Kippur. Or Thanksgiving Day (if you’re a Canuck.)


Copyright 2011 by Robert A. Mills, all rights reserved


Post a Comment

More Blogs by Robert A. Mills
• LINKLETTER - Friday, January 30, 2015
• HOUSE - Wednesday, January 21, 2015
• POT - Sunday, January 18, 2015
• LINKLETTER - Wednesday, January 14, 2015
• ALS - Sunday, January 11, 2015
• GEORGIA 11 - Thursday, January 08, 2015
• GEORGIA - Wednesday, January 07, 2015
• SUPERMAN PT. 11 - Saturday, January 03, 2015
• SUPERMAN PT. 1 - Wednesday, December 31, 2014
• XMAS - Sunday, December 28, 2014
• PBS - Wednesday, December 24, 2014
• BICUSPIDS - Wednesday, December 17, 2014
• STEPS - Saturday, December 13, 2014
• MONDAY - Thursday, December 11, 2014
• MONDAY - Thursday, December 11, 2014
• WEEK - Sunday, December 07, 2014
• SBOW PT. 11-Thursday Dec, 4, 2014 - Friday, December 05, 2014
• COSHOCTON - Saturday, November 29, 2014
• SNOW - Wednesday, November 26, 2014
• 22nd - Saturday, November 22, 2014
• OLD - Wednesday, November 19, 2014
• PHILIP - Saturday, November 15, 2014
• OLD - Wednesday, November 12, 2014
• [POINTS - Saturday, November 08, 2014
• NORVIEW - Tuesday, November 04, 2014
• NORVIEW - Tuesday, November 04, 2014
• BALLOON - Saturday, November 01, 2014
• GENES - Wednesday, October 29, 2014
• CONCORDE ll - Saturday, October 25, 2014
• NEW JERSEY - Wednesday, October 22, 2014
• CLEAN - Saturday, October 18, 2014
• SOLUTION - Wednesday, October 15, 2014
• RUNNINGBACK – SAT – Oct 11 - Saturday, October 11, 2014
• PART TWO of FLORENTINE - Saturday, October 04, 2014
• CONCORDE - Saturday - Saturday, October 04, 2014
• FLORENTINE - Wed - Part One - Wednesday, October 01, 2014
• MEYHODITS - Saturday, September 27, 2014
• SPENCERPORT - Wednesday, September 24, 2014
• ELLIE - Saturday, September 20, 2014
• BLANK - Wednesday, September 17, 2014
• JOAN - Wednesday, September 10, 2014
• BIRDS - Saturday, September 06, 2014
• NAPOLEON - Wednesday, September 03, 2014
• NPR - Saturday, August 30, 2014
• ALS - Wednesday, August 27, 2014
• 2 - Saturday, August 23, 2014
• 70! - Wednesday, August 20, 2014
• USSR - Saturday, August 16, 2014
• MOSQUE - Wednesday, August 13, 2014
• HANDS - Saturday, August 09, 2014
• TEETH - Wednesday, August 06, 2014
• COVENTRY - Saturday, August 02, 2014
• BICHON - Wednesday, July 30, 2014
• PLS - Saturday, July 26, 2014
• HOCKEY - Saturday, July 19, 2014
• WXIA - Wednesday, July 16, 2014
• SAM - Saturday, July 12, 2014
• FOOTBALL - Wednesday, July 09, 2014
• AUNTIE - Saturday, July 05, 2014
• FAME - Wednesday, July 02, 2014
• JACKIE - Saturday, June 28, 2014
• WILL - Wednesday, June 25, 2014
• BRIT - Saturday, June 21, 2014
• HOLCOMB-Wed-June 18, 2014- - Wednesday, June 18, 2014
• PREMATURE - June 14, 2014 - Saturday, June 14, 2014
• MAYO - Saturday, June 07, 2014
• SHAW - Wednesday, June 04, 2014
• LEXOPHILES - May 31, 2014 - Saturday, May 31, 2014
• RED - Wednesday, May 28, 2014
• berle - Saturday, May 24, 2014
• HALO - Wednesday, May 21, 2014
• MINIE- May 17, 2014 - Saturday, May 17, 2014
• CHRISTMAS - MAY 14, 2014 (Wed)) - Wednesday, May 14, 2014
• BIRDS - May 10 - Saturday, May 10, 2014
• APRIL - May 7, 2014 - Wednesday, May 07, 2014
• FRANCES & FRIENDS - May 3 - Saturday, May 03, 2014
• TEAPOT - Saturday, April 26, 2014
• SKIERS - Saturday, April 19, 2014
• FDR - Tuesday, April 15, 2014
• WIZARD - Saturday, April 05, 2014
• ELEVEN – March 22, 2014 (edited) - Wednesday, April 02, 2014
• DUKE - Saturday, March 29, 2014
• ELEVEN - Saturday, March 22, 2014
• GOBBY - Sunday, March 16, 2014
• CONFESSION - Saturday, March 01, 2014
• DRAGON - Saturday, February 22, 2014
• KUERIG + FURTHERMORE II + FURTHERMORE III - Saturday, February 15, 2014
• CATHY - Saturday, February 08, 2014
• OMAHA + FURTHERMORE - Saturday, February 01, 2014
• LINCOLN - Saturday, January 25, 2014
• MATH - Saturday, January 18, 2014
• WHAT? - Saturday, January 11, 2014
• PIG - Saturday, January 04, 2014
• NANA - Saturday, December 28, 2013
• JEWS - Saturday, December 21, 2013
• LUCIFER - Saturday, December 14, 2013
• PEARL - Saturday, December 07, 2013
• CARILLON - Saturday, November 30, 2013
• ASSASSINATION - Sunday, November 24, 2013
• VETERANS - Saturday, November 16, 2013
• ABSCESSED - Saturday, November 09, 2013
• AGENDA & WHOLESALE - Saturday, November 02, 2013
• HEADLINES - Saturday, October 26, 2013
• OAHU - Saturday, October 12, 2013
• BAD - Saturday, October 05, 2013
• MATH - Saturday, September 28, 2013
• YARD - Saturday, September 21, 2013
• ENGLISH - Saturday, September 14, 2013
• ECSTACY - Saturday, September 07, 2013
• LABOR - Saturday, August 31, 2013
• SPORTS - Saturday, August 24, 2013
• FAIR - Sunday, August 18, 2013
• PANIC - Saturday, August 10, 2013
• JEFFERSON - Saturday, August 03, 2013
• GERTE - Saturday, July 27, 2013
• GRACE - Saturday, July 20, 2013
• PLS - Saturday, July 13, 2013
• BROOKS - Saturday, July 06, 2013
• DVDs - Saturday, June 29, 2013
• WEDDING & SCOTT - Saturday, June 22, 2013
• FREEZER - Saturday, June 15, 2013
• BASILIO - Saturday, June 08, 2013
• CARUSO - Saturday, June 01, 2013
• EXPERT - Saturday, May 25, 2013
• CANTANKEROUS - Saturday, May 18, 2013
• BOATS - Saturday, May 11, 2013
• BALANCE - Saturday, May 04, 2013
• USPS - Saturday, April 27, 2013
• TAXES - Saturday, April 20, 2013
• AUDITION - Saturday, April 13, 2013
• NASHVILLE - Saturday, April 06, 2013
• BOXER - Saturday, March 30, 2013
• COLUMNS - Monday, March 25, 2013
• VIETNAM - Saturday, March 16, 2013
• ΣAM - Saturday, March 09, 2013
• WHOA! - Saturday, March 02, 2013
• TWO - Saturday, February 23, 2013
• QUITTER - bonus - Tuesday, February 19, 2013
• GHOSTS - Saturday, February 16, 2013
• VALENTINE - Wednesday, February 13, 2013
• FBI - Saturday, February 09, 2013
• WOOLLEY - Saturday, February 02, 2013
• GRUMPY - Saturday, January 26, 2013
• FORMAL - Saturday, January 19, 2013
• PATTY - Saturday, January 12, 2013
• OFFENDED - Saturday, January 05, 2013
• LOVE - Saturday, December 29, 2012
• CHRISTMAS - Wednesday, December 26, 2012
• PEPE - Saturday, December 22, 2012
• TIME - Saturday, December 15, 2012
• TIME - Saturday, December 15, 2012
• UGA - Saturday, December 08, 2012
• MASS - Saturday, December 01, 2012
• SLF - Saturday, November 24, 2012
• THANKSGIVING- a bonus column - Wednesday, November 21, 2012
• ASSASSINATION - Saturday, November 17, 2012
• POLL - Saturday, November 10, 2012
• YOGI - Wednesday, November 07, 2012
• VOTE - Saturday, November 03, 2012
• REACH - Saturday, October 27, 2012
• WASTELAND - Saturday, October 20, 2012
• 58% - Saturday, October 13, 2012
• WACKO - Saturday, October 06, 2012
• REVIST - Thursday, October 04, 2012
• DEBATE - An addendum - Wednesday, October 03, 2012
• CRASH - Saturday, September 29, 2012
• VEEP - Saturday, September 22, 2012
• BUGLE - Saturday, September 15, 2012
• DELTA - Saturday, September 08, 2012
• ANNIVERSARY - Saturday, September 01, 2012
• INCA DINKA DO - Saturday, August 25, 2012
• METH - Saturday, August 18, 2012
• PHELPS - Saturday, August 11, 2012
• UPDATE EXTRA - Wednesday, August 08, 2012
• CHICKEN - Saturday, August 04, 2012
• OLYMPICS - a review - Tuesday, July 31, 2012
• SUMMERTIME - Saturday, July 28, 2012
• SHOOT! - Saturday, July 21, 2012
• PUN - Saturday, July 14, 2012
• DECISION - Saturday, July 07, 2012
• FREE - Saturday, June 30, 2012
• EXTRA! - Thursday, June 28, 2012
• ANNIVERSARY - Saturday, June 23, 2012
• REHEARSAL - Saturday, June 16, 2012
• BELMONT - Saturday, June 09, 2012
• 1% - Saturday, June 02, 2012
• DERIVATIVES - Saturday, May 26, 2012
• MEDICARE - Saturday, May 19, 2012
• CRIME! - Saturday, May 12, 2012
• POTTER - Saturday, May 05, 2012
• BUCKHOUSE - Saturday, April 28, 2012
• SOX! - Saturday, April 21, 2012
• SOL - Saturday, April 14, 2012
• CONTEST! - Saturday, April 07, 2012
• JUSTICE! - Saturday, March 31, 2012
• SUITS! - Saturday, March 24, 2012
• BOBBYS - Saturday, March 17, 2012
• NUNDA FUN DAYS – PT II - Saturday, March 10, 2012
• NUNDA FUN DAYS - PART 1 - Saturday, March 03, 2012
• HUTSON IS ONE! - Thursday, February 23, 2012
• TôT OU TARD! - Saturday, February 18, 2012
• MINE! - Saturday, February 11, 2012
• SOUP! - Saturday, February 04, 2012
• BUCK STOP - Saturday, January 28, 2012
• FOLLIES - Saturday, January 21, 2012
• MISFITS - Saturday, January 14, 2012
• MOHS - Saturday, January 07, 2012
• GOODBYE! - Saturday, December 31, 2011
• CITY SLICKERS -- Week of Dec 24 - Saturday, December 24, 2011
• HEADLINES - Saturday, December 17, 2011
• FIRE! - Saturday, December 10, 2011
• YEP, THE SKY IS FALLING! - Saturday, December 03, 2011
• HOBNAIL BOOTS - Saturday, November 26, 2011
• GIRL o’ WAR - Saturday, November 19, 2011
• CAIN IS NOT ABEL - Saturday, November 12, 2011
• JOHNNY CAN’T READ - Saturday, November 05, 2011
• HOLY SMOKE! - Saturday, October 29, 2011
• CELL PHONE - Saturday, October 22, 2011
• 60 MINUTES - Saturday, October 15, 2011
•  BANKS CLOSED  - Saturday, October 08, 2011  
• ANNUAL PHYSICAL - Saturday, October 01, 2011
• A T W IN 80 MINUTES - Saturday, September 24, 2011
• HUTSON! - Saturday, September 17, 2011
• A TIME TO REMEMBER - Saturday, September 10, 2011
• TOMB AT ARLINGTON - Saturday, September 03, 2011
• GUNFIGHT AT DODGE CITY - Saturday, August 27, 2011
• NOTHNAGLE - Saturday, August 20, 2011
• A CLUTTERED BELFRY - Saturday, August 13, 2011
• CFS, FOR SHORT - Saturday, August 06, 2011
• THE MINSTREL SHOW - Saturday, July 30, 2011
•  BIRTHDAY BOY RIDES (MARTA) AGAIN - Saturday, July 23, 2011
• KNOCK, KNOCK! WHO’S THERE? DEATH! - Saturday, July 16, 2011
• COMMENCEMENT - Saturday, July 09, 2011
• 234th 4th OF JULY - Saturday, July 02, 2011
• MIDNIGHT RIDE OF BOORTZ/DUPREE - Saturday, June 25, 2011
• OH, MY PAPA (& MAMA, TOO) . . . - Saturday, June 18, 2011
• ROLLING STONES - Saturday, June 11, 2011
• I DOUBLE D’AIR YA! - Saturday, June 04, 2011
• WOW—SUM BEACH - Monday, May 30, 2011
• GRAMP ON THE TOWN - Saturday, May 21, 2011
• THE UNSOCIABLE NETWORK - Saturday, May 14, 2011
• DING DONG, THE WICKED SUMBITCH IS DEAD - Saturday, May 07, 2011
• KATE PLUS MATE - Saturday, April 30, 2011
• GOP IS TRUMPED - Monday, April 25, 2011
• SNIFFING JOCKS IN ATLANTA - Saturday, April 16, 2011
• BOEHNER BLINKED - Saturday, April 09, 2011
• ROY ROGERS - Saturday, April 02, 2011
• SWEAT MORE, BLEED LESS - Saturday, March 26, 2011
• HE STILL DESERVES BETTER - Saturday, March 19, 2011
• AFTRA & EARTHQUAKES - Saturday, March 12, 2011
• ALEX IN WONDERLAND - Saturday, March 05, 2011
• THE OSCARS - 2011 - Wednesday, March 02, 2011
• FIRST BIRTHDAY, PART THREE - Thursday, February 24, 2011
• FIRST BIRTHDAY, PART II - Tuesday, February 22, 2011
• MY FIRST BIRTHDAY - Saturday, February 19, 2011
• IDES OF FEB, MINUS ONE DAY - Saturday, February 12, 2011
• FUN AT THE ICE PALACE - Saturday, February 05, 2011
• VACATION FROM HELL - Saturday, January 29, 2011
• BARBERSTOWN CASTLE - Saturday, January 22, 2011
• TRYING TO TAKE TUCSON – a bonus blog - Wednesday, January 19, 2011
• THE “BOBBYS” - Saturday, January 15, 2011
• POLITICS 101 - Saturday, January 08, 2011
• THE SNOWS OF KILIMANGEORGIA - Saturday, January 01, 2011
• WRITER'S CRAMP - Saturday, December 25, 2010
• BELLS ON CHRISTMAS DAY - Saturday, December 18, 2010
• PATTY ROBERTS, Part Two - Wednesday, December 15, 2010
• SECRET SANTA - Saturday, December 11, 2010
• PATTY ROBERTS - Thursday, December 09, 2010
• GETTING MY GOAT(EE) - Saturday, December 04, 2010
• IN FLIMFLAMS FIELDS . . . - Saturday, November 27, 2010
• PLYMOUTH ROCKS - Saturday, November 20, 2010
• LACED FOR ACTION - Saturday, November 13, 2010
• PEER PRESSURE - Saturday, November 06, 2010
• POLL CATS - Saturday, October 30, 2010
• FRIENDS - Saturday, October 23, 2010
• MY COUSIN DOUGIE - Saturday, October 16, 2010
• LOBSTER POTTED - Sunday, October 10, 2010
• A PRECIOUS GOLDEN BOBBY - Thursday, September 30, 2010
• THE KING IS DEAD (or at least in his throes) - Saturday, September 25, 2010
• STAND PAT - Saturday, September 18, 2010
• EGGS ROSAKOVIA - Saturday, September 11, 2010
• POLL CATS - Saturday, September 04, 2010
• KNOW YOUR AUDIENCE - Saturday, August 28, 2010
• (Bonus Blog) BUT WHO’S COUNTING? - Wednesday, August 25, 2010
• PEANUTS AND CRACKER JACKS - Saturday, August 21, 2010
• LUCKY STRIKE GREEN - Saturday, August 14, 2010
• AMERICARE vs. OBAMACARE - Saturday, August 07, 2010
• THE MAN WHO WOULD (temporarily) BE PRESIDENT - Saturday, July 31, 2010
• THE WEDDING - Saturday, July 24, 2010
• BUTTERFLIES ARE HAPPY - Saturday, July 17, 2010
• HATTERS ARE MAD - Saturday, July 10, 2010
• WHAT DOES THE BOSTON TEA PARTY AND THE REPUBLICAN TEA PARTY HAVE IN COMMON? - Friday, July 02, 2010
• MILQUETOAST HEADLINES - Saturday, June 26, 2010
• JAMIE DUPREE DESERVES BETTER - Saturday, June 19, 2010
• WHAT BARACK OBAMA AND HELEN THOMAS HAVE IN COMMON - Saturday, June 12, 2010
• GRANDNIECE LEIGH IS OFF TO HONDURAS - Saturday, June 05, 2010
• MEMORIAL HOLE-IN-ONE - Saturday, May 29, 2010
• GRANDNIECE EMILY GRADUATES - Wednesday, May 26, 2010
• THE MOON IS ROQUEFORT - Saturday, May 22, 2010
• LENO VS. O’BRIEN – TEMPEST IN A TV POT - Saturday, May 15, 2010


Authors alphabetically: A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

Featured Authors | New to AuthorsDen? | Add AuthorsDen to your Site
Share AD with your friends | Need Help? | About us


Problem with this page?   Report it to AuthorsDen
© AuthorsDen, Inc. All rights reserved.