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Medicare Part D
9/20/2005 12:36:00 PM
by Karen Gallo Dunn
|You must have medicare Part A and Part B to qualify for a new option and it may be beneficial to your or your family members. This new benefit does not increase your payment and your benefits to Part B - it stays the same price, however additional benefits may be realized. Each plan is different. Choose the plan in conjunction with your Doctor's choice of Insurance and make sure your medications are covered in the formulary.
January 1, 2006, Medicare will effect
Part "D" to cover drugs for all Medicare
Recipients of Part "A" and Part "B" with or without Medicaid.
Medicaid recipients will continue to receive all the
same benefits except the drug portion will be paid
by the Insurance Company you choose. It is mandatory
to make a choice before May 15, 2006 if you want to assure yourself that you continue with your doctor without incurring an increase in your premium.
All recipients of Medicare Part "A" and Part "B"
with or without Medicaid
are eligible to choose an Insurance Company
to cover Medicare Part "D".
If you do not choose a company, the
government will choose one for you.
Part "D" will be cost $32.00 per month or
more based on the plan you choose.
If you are low income beneath the poverty level in your State, please check with the Social Security office and see if you qualify for Medicaid.
If possible enroll in a PPO instead of an HMO because you will NOT need to obtain a referral from their primary care doctors.
NO referral is required to make an appointment with any specialist included in the provider directory.
As you are aware, certain Doctors and Specialists DO NOT TAKE medicare.
As you must know by now, the senior population is the fastest growing group to date and the overflow of paperwork is out of control. I believe the Government has made a wise choice by allowing Insurance Companies to help lighten the burden and thus give better care to the senior population because the Doctors will be paid.
Of course, I believe in prevention of illness - diet, exercise and happy surroundings - this keeps us healthier.
Simply Medicare Part