ANOTHER NON-POEM ... I LIE A LOT, HUH?

IF ONLY THE FAB 545 ...

HAD THE BRASS BALLS TO READ THIS!

C'EST LA VIE!

MY HEALTHCARE REFORM

© - Tom Hyland - 09-17-09

- INSURANCE COMPANIES -

Have Traditionally Been One of Richest Industries
And Flourished for Over a Century!
They SCREWED us - Now, it’s OUR Turn!

1. No Pre-Existing Conditions! IMMEDIATELY!
2. Major Medical Clause Included in EVERY Policy!
3. Catastrophic Illness Clause in EVERY Policy!
4. Preventive Medicine Covered in EVERY Policy!

5. Only ONE DEDUCTIBLE - Flat $100.00 per Year!
6. Co-Pays Limited to TEN Percent!
7. CAPS SET on All Executive Perks!
8. ‘Human Life Value’ Concept Applied to ALL
Premature Death Claims!
9. If ‘THEY’ don’t like it - let them Move to another Country!
10. If they ‘Cry the Blues’ saying they are ‘Cash Poor’ -
Let them SELL some of their Voluminous Holdings of Huge
Office Buildings and Sky-Scrapers in Every Major City!


- LAWYERS -

1. No More ‘Ambulance Chasers’ ALLOWED!
2. In Any Suit - ‘Human Life Value’ Concept Must
Be Applied as Maximum Claim Sought!
3. All Insurance Policies - Including Health, Life, Disability,
Automobile, and Personal Lines - Must be Written
In Simple Layman’s Terms - No Legal ‘Jargonese!’

- CONGRESS -

1. NO MORE ‘FREE LUNCHES’ - i.e.
Absolutely NO More Money Received from
Insurance Companies for ANY Reason!
No Lobbying or Campaign ‘Contributions’ -
No More ‘Graft’ or Other Bull-Shit -
BUYING OF VOTES!

2. No More ‘Permanent’ Long-Term Representatives!
TWO TERM LIMITS FOR EVERY OFFICE!
Then - Go Out in the Competitive World -
And Do Some ‘HONEST’ Work!
‘CITIZEN’ Representatives - Replace the Status Quo!

3. Acknowledge The Error of Your Ways -
Begin to HONOR your Oaths of Office by -
UPHOLDING AND DEFENDING THE CONSTITUTION!
You have Failed Miserably - and -
YOU KNOW IT!

4. YOU ARE NOT ABOVE THE LAW!
YOU ARE SUPPOSED TO SERVE THE PUBLIC!
NOT VICE VERSA!
‘Police’ your Own Crooks and Prosecute Them!
Your ‘ETHICS’ Committee is a Total Farce!
Say Five ‘Our Fathers and Ten ‘Hail Mary’s’
Now - Make a Good Act of Contrition!


- DOCTORS -

1. The Exclusivity of The A.M.A. IS DESPICABLE!
Doctors, Physicians, Specialists, Psychiatrists -
YOU ARE NOT GODS!
You put your Pants On the same way WE Do!

2. Holistic Medicine - Chiropractic - Acupuncture -
Yoga - Ayurveda - A Sound Body - Mind and Spirit!
PREVENTIVE MEDICINE!
They All Work! And - YOU KNOW IT!
EMBRACE THEM! ENJOIN THEM!
PROMOTE THEM!
Stop Being So Damned GREEDY!

3. Actually PRACTICE The Hippocratic Oath!
ALL Forms of Wellness for The Common Good!
And - for God’s Sake -
Acknowledge and Justly Reward NURSES!
Face it - If there were No Nurses -
NONE OF YOU COULD SURVIVE!


- EDUCATION -

1. Any and ALL Students Who take Pre-Med - or
Nursing and Qualify by Passing should Receive
A FREE EDUCATION!
Paid for by Federal Funds -
Then - They are Placed Where Needed -
FOR TWO YEARS OF SERVICE!
NO EXCEPTIONS!

2. No Need for Back-Breaking Student Loans -
And Subsequent Over-Charging in order to ‘Catch Up!’
This would Eliminate Shortage of Both -
Primary Care Physicians and Nurses!


- MEDICARE -

1. IN 1961-1962 - I WAS THERE, WHEN -
One Government Agency -
The Social Security Administration -
Tried to SUE another New Agency - MEDICARE -
To Prevent them from Using the SSN
As the Medicare I.D. Number!
Needless to say - THEY LOST!

2. Medicare is a Government Operated Program -
A Social or - SOCIALIST Program -
Initiated to HELP The Elderly and Disabled!

3. It has Functioned almost 45 Years now -
And Yes - it Still has Flaws -
But - It is Already - National -
Has Fiscal Intermediaries in All 50 States -
Has a Sophisticated Diagnostic Procedure Coding System -
And - Could Very Easily be Expanded!

4. So - Why Can’t All Those Highly Educated,
Supposedly Intelligent, Over-Paid Congress-Persons,
Use Common Sense to See The OBVIOUS?
EXPAND MEDICARE as The National Plan -
Covering All Americans - from Cradle to Grave!
PERIOD!

5. Such an Expansion would Create JOBS!
More Doctors, Nurses, Assistants, Physical and Mental Therapists,
Laboratory Technicians, Secretaries, Billing Clerks,
Medical Records Transcribers, Clinic Personnel,
And More - Would Be Needed!

Obviously - Lawyers are Not as Brilliant as I !!!
- OR -

ARE THEY SIMPLY BEING PAID-OFF?

“IF THE SHOE FITS - WEAR IT!”


- FINALLY -


THE SOCIAL SECURITY RETIREMENT SYSTEM -

1. Been in place - Functioning and Growing Since 1935 -

Social Security in the United States currently refers to the Federal Old-Age, Survivors, and Disability Insurance (OASDI) program.
The original Social Security Act[1] (1935) and the current version of the Act, as amended[2] encompass several social Welfare and social Insurance programs.
The larger and better known programs are:

Federal Old-Age, Survivors, and Disability Insurance
Unemployment benefits
Temporary Assistance for Needy Families
Health Insurance for Aged and Disabled (Medicare)
Grants to States for Medical Assistance Programs (Medicaid)
State Children's Health Insurance Program (SCHIP)
Supplemental Security Income (SSI)

2. Why is it Going Broke? Simple!
In 74 Years, Statistics and Demographics have Changed!
Longer Life Spans - And Population Growth
Have Exceeded - The Input MONEY!


3. Instead of a Flat-Rate Percentage Payroll Deduction -
A Graduated Dollar Cap Amount Needs to be Installed!
The More Money a Person Earns -
The More They Must Pay In!
e.g. - AT $100,000 Continue to PAY IN at Same Rate!
AT $200,000 Continue to PAY IN at Higher Rate!
AT $300,000 - MORE!
AT $400,000 - MORE!
AT $500,000 - MORE!
Give Your Country and Poor People a Frigging Hand!

Here’s How It Works Now:

Social Security Deduction Limit
A worker is going to have 7.65% of his gross earnings deducted from his paycheck to satisfy his FICA taxes. There is a social security deduction limit, but none for the Medicare portion of this tax.

The term FICA tax which appears on so many payroll check stubs is the source of a bit of confusion to some workers. The term is an abbreviation for the Federal Insurance Contributions Act and consists of a tax for Social Security benefits and a tax for Medicare which is a form of Government health insurance for retired workers.

If your pay is subject to FICA withholding taxes, they are withdrawn from your paycheck by your employer and sent to the IRS each quarter. The IRS passes the money on to the Social Security Administration.

The total amount of the FICA tax is actually 15.3% of your gross earnings. This is broken down into 12.4% for Social Security and 2.9% for Medicare.

Employed workers, however, only have to pay half of this amount. The employer is required to pay the other half.

This is a fact that many workers do not realize unless they become self employed and suddenly find themselves responsible for the entire amount. The actual deduction amount for the employed worker is 7.65% or half of the total tax due. This is broken down as 6.2% for Social Security and 1.45% for Medicare.

The breakdown amounts have more than just a curiosity value to many workers. This is because there is a limit set for earnings subject to Social Security Deductions.

This limit is subject to change and is for the 2007 Tax year, it was set at $97,500. This means that when workers earnings reach that figure, the 6.2% is no longer deducted from his pay check. The 1.45% portion for Medicare has no such upper earning limit and you continue to pay it regardless of gross earnings total.


4. In Short - There is No CAP on Medicare Deductions -
There Should Be NONE on Social Security Deductions -
For Anyone and Everyone -
Whose GROSS Earnings
EXCEED $100,000 !!!

SIMPLE - PLAIN - and - FAIR!

GRAB AN OAR AND HELP ROW THE BOAT!



“TAKE TWO ASPIRINS AND ...
CALL ME IN THE MORNING!”




© - TKH