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William Manchee

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Beware of Your Banker
by William Manchee

Friday, August 09, 2002

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           >> View all 37

If you borrow money
You should be aware
Of the truth about some bankers
’less you fall into their snare

Interest is their magic wand
That brings them mighty riches
Keep a careful eye on it
Or you’ll lose your britches

Stacks and stacks of papers
They’ll thrust into your face
Hoping you won’t read them
Cause the loan’s a damn disgrace

They’ll want your guarantee
Your aunt and uncle’s too
A pledge of all your assets
I guess, that’ll have to do

They’ll treat you like a king at first
Smile, pat you on the back
Until something goes awry
Or falls into a crack

Then they’ll call you twice a day
To find out what’s gone wrong
Gotta have that payment soon
Can’t wait, it’s been too long

If you ask them for more time
They’ll frown and say “no way.”
Gotta get the payment now
Can’t wait another day

As they haul your assets off
You’ll scream and yell in vain
Now that you’ve got nothin’
You can barely stand the pain

So, now the truth I’ve told you
Keep a sharp and wary eye
‘Cause the thing about your banker
He's quick and mighty sly

copyright 2002 William Manchee. From an upcoming non-fiction title, "Yes, We're Open," A Guide for Small Businesses Under Siege

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Reviewed by Bonita Quesinberry 10/30/2003
ROFLOL! William, you don't know how right you are. I'm a former bank lending officer out of Texas. You forgot to include their defence of high interest rates, which is Uncle Sam's prime rate: a great ruse. Granted, prime rate is what a bank would pay in interest were it to borrow money from the government. Truth is, if a bank has to borrow money at the prime rate window, that bank is going bankrupt! Bank's don't borrow...they lend, even to Uncle Sam: it's called "Daily Fed Funds."

Stop in for a visit sometime at my A/D pages.

Love in Christ~~
Bonnie Q
Unicorn Haven
Reviewed by Sandra Corona 6/25/2003
I was a vault and head teller at a bank. There's so much more going on than meets the eye. Great write.
Reviewed by Elizabeth Smith 1/5/2003
SO true! Good writing! God bless!

Reviewed by Elizabeth Taylor (Reader) 10/5/2002
Well done. ~E
Reviewed by Cathy Montgomery (Reader) 8/10/2002
Thanks for the warning! Great advice, great write...
Reviewed by Sailor Neptune 8/9/2002
I never trust him :)
Reviewed by E T Waldron 8/9/2002
This is great, thanks for sharing it, and all the best with the book.
Reviewed by Janet Caldwell 8/9/2002
Hee, Hee I'm not sure if my banker likes me or wants to see me fall. ;)

JC xoxoxo
Reviewed by Matthew Wright 8/9/2002
Ain't that the truth! Great poem :o)
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