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Lonnie Hicks

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Occupy Wall Street: Can the Movement be Sustained? Updated: 10-27-11
By Lonnie Hicks
Posted: Monday, October 17, 2011
Last edited: Tuesday, November 08, 2011
This short story is rated "G" by the Author.
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What to do from this point if the movement is to sustain.

Updated: 10-18-11 The idea of non-profit state-owned banks--examples: California to study it and North Dakota has one which has been hugely successful.

10-27-11 Wall Street Bets Against America and State Banks


  The OWS movement has put some real issues on the table. Money in the last 30 years has come to dominate the world. But what is next for OWS if the movement is to survive and grow?

As I have stated elsewhere the solution is simple: deny the banks the money which they in turn use against the middle class.

Now that the real issue is joined, and is being recognized worldwide, two questions now loom for OWS: 1)  How to extract the country from the tentacles of wall street and the corporations; and 2)  What to put in their place?

The first step as I have alluded to above is the stop-giving-the-banks-our money-everyday step. Closing bank accounts at the big banks and moving that money to credit unions, coops, community banks, small local banks and barter banks will work. This alone will create enormous change.

And/or establish family banks and I have suggested in another blog on this site.

But note the banks will fight back and have anticipated this move. They have made it extremely difficult to close your account and want to keep your money.

For details on the traps they have set in this regard see the link below:

http: // _r=1&hp

 The article above makes it sound like it is merely an annoyance the banks are imposing upon us. It is not. They have invested billions in making sure they keep control of your money and to keep it in their pockets.

Do not be deceived. What you can do if your bank has control over your bill-paying, your checks, your savings and you don't have a lot of time to deal with the disentanglement process, is to insist that your local credit union do all this for you.

When you switch phone companies, or tv companies they handle this for you. The big banks don't because they want to keep your money.

Ask the credit union or coop to do this for you and be willing to pay a small fee. That way dumping the big bank is worry-free. Or OWS can have someone do this for its members- (OWS should look at this membership idea and create its own non-profit credit union.)

Next activists should insist that local city,  state,  labor  unions, and  employers cease putting your money into these same big banks. Keep the money local where you can get at it, and insist that the money be invested locally to create jobs. Tell the millionaire liberals they should do the same with their money as well.

I promise the mere threat of this (a run on the big banks)  will, with as few as 100,000 people doing this, initiate enormous changes. Nothing scares a banker more than you coming to get your money.

This is the single greatest thing the average citizen can do.

A second thing to recognize, and to do, is to realize what OWS has already achieved: They have created a sustainable village. This had never been done before in protest movements.

This is an alternative social organization built on the streets. They have organized in committees just like a small town, have a treasury-225 thousand dollars accumulated. They fed people, do PR, make decisons, love and provide legal protections for one another.

They have a functioning political process and can act very, very quickly. And they have a model which is being replicated around the world. They have a supply of people, of motivation and have captured many different points of view. Demands are a bad idea. You don't demand, you create alternative institutions.

No other protest movement has done this and this is what makes this movement dangerous to elites-its organization makes it sustainable. Of course winter is coming that will be a test.

The solution to winter is simple-move the occupation inside and stream it to others in other locations. This is the first test of my technological village idea, (see my blog on this site)  and the first step of wedding technology, a political movement, and control over finances that has been taken. Not yet complete but an idea once arrived is impossible to put back into the bottle.

This is also  a version of my Family Bank idea (see the blog on this on this site)

Now the next step for OWS to survive is to have participants and others take some of the money they have taken out of the predatory banks and put it into a OWS Peoples bank.

Believe it or not a OWS Peoples Bank organized as a non-profit can do everything the predatory bank does and has the added advantage of providing sustainability to the movement. They can stay on the streets indefinitely with this model and ultimately provide permanent jobs as well for a few.

If those with jobs were to put their paychecks into this Peoples Bank the funds could be used to make micro loans to those on the streets, (to be paid back)  and allow the movement to grow a war-chest for additional growth.

In short, a successful OWS understands it needs to be a small working village to continue to sustain-it must take care of most of the street people's needs, those on the front lines.

A Family Bank is also something people should look at in addition to the People's bank. This is simply pooling resources to sustain the movement over time and is an alternative to predatory institutions. Again see my blog on this on this site.

Doing these simple things, especially if global, will have an enormous, and immediate impact.

The next step up is the critical one: that is to get rid of the private banking system and in its place create a public banking and state banking option. That is the discussion which needs to take place in this country. The best example of a public non-profit banking system is the German example.

For insight on the German example of Community Banking see the link below:

http: //

The article above outlines the alternative to private capitalistic banking-which is where banks are publically owned as seen in the German example not privately owned like the Federal Reserve bank.

The Germans, because they have community banking, did not go through the recession as we have. Their community banks did not gamble with depositors money and kept the money local to provide financial supports to local communities. That is why they have the money to bail out other countries.

We should dump predatory private banking moguls who use our own money against us and go public. Why allow private individuals to grow obscenely wealthy off our money?


 State-owned banks are an idea whose time has come. California is looking at it--there is a bill on Governor Browns desk and North Dakota has had one for years, operating very sucessfully.

OWS ought to put that proposition on the ballot in every state and around the world. The threat alone could induce change especially if citizens took their money out of the predatory banks and put it into these state and local community banks.

We had such a system before the big banks destroyed it. They will try to destroy these kinds of banks too and this must be anticipated.

(For details read the above article closely.)
By the way China and India join Germany in using state and regional banks operating without a profit motive. There is a lesson here. They are not going through the recession that countries with profit banks have.
Just saying.


What most people don't know is that Senators, Congress-people  and other elected officials are not prohibited from insider trading like the rest of us and they do and do not have to disclose this.

What most people don't know is that the Federal Reserve is not federal, not a government agency, but is the chairs of all of the major banks we all know: JP Morgan-Chase, Bank America, Well Fargo etc.

The Federal Reserve Centralized bank is, in fact, institutionalized self-dealing.

Most people don't know that Wall Street has produced a pitiful one percent interest in the last ten years. Why? Any gains for the small investor were wiped out in the 2008 crash.

What most people don't know is that now these folks have made huge bets (with our money mind you) that the financial system will crash-a scenario in which they will make billions and they are now going about making sure that it happens by committing economic treason and making sure the system crashes so they can be sure to get their billions. In short they have an economic interest in making sure there is a next recession and depression and are committing economic terrorism in the process.

That is why they are doing nothing. All of them are in it: the politicians, the corporations, the banks and wall street. All of them have taken our cash and are using it to make money off any depression-recession. They did exactly the same thing in the 2008 crash.

Don't believe it? You can look it up in terms of who is investing short.

I'll get the citations for you tommorow. (See the two citations below)

Meantime that is why each citizen should deny them our money which we send them each day, which they are using for this purpose. Our money is their life-blood.

Pension funds, paychecks, savings, banking, state funds, city funds, everything goes to wall street everyday.

This has to be stopped.

They have been getting away with it for 30 years and folks are starting to wake up and ask "What am I doing?"

Best to move everything into non-profit, local and/or alternative banking structures and to stay in the streets locally all over this country and get this done.

 See below hedge-fund managers and others betting the economy will crash and planning to make money off of it. The point is that these folks are in a position with how they invest their billions 9 or not, to make it come true .

Oct 27, 2011

Betting against America and its remedies.
See these links below to see how Wall Street bet against America in 2008 and they are doing it again.

Also see an article on state and local banks and how the country can change its banking system.


Web Site:  

Reader Reviews for "Occupy Wall Street: Can the Movement be Sustained? Updated: 10-27-11"

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Reviewed by Donna Chandler
It's easy to see that this is a well-thought-out article. Thank you for sharing your insight.

Reviewed by Janna Hill
I would like to share your article Lonnie. It has direction, a mission, coherent words, plans. What the media is showing of OWS looks discombobulated, lame amd confusing. No goal orientation visible in the snippets I get.
I will give you the deserved credit.

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