Reverse Mortgages: Best Friend, Worst Enemy...Your Choice! by P J Wade
Category:	Business/Investing	Publisher:	Catapult Publishing			Type:
Pages:	192	Copyright:	September 16, 2008	ISBN-13:	9781894189019	Non-Fiction

The Home Equity Guide to Achieving 21st Century Financial, Lifestyle & Wealth Management Goals Buy your copy! Lulu Catapult Publishing The Catalyst Catapult Publishing “Reverse Mortgages are financial, lifestyle, and wealth management tools that do not always receive the recognition or respect that they deserve,” says international home equity management authority PJ Wade, explaining that reverse mortgages have grown into a signficant topic in their own right. In the easy-to-navigate print and ebook versions of this thought-provoking New Book, author PJ Wade uses plain language, practical suggestions, and expert knowledge to share “everything you need to know about Reverse Mortgages...but couldn’t find anyone to ask that you trusted”—according to one reader who is a professional financial advisor and a property owner.  Excerpt “Everything you ever wanted to know about Reverse Mortgages...but couldn’t find anyone you trusted to ask!” Whether you are house-rich/cash-poor, have an existing mortgage to pay off, want to leverage equity to invest, or have other plans for the tax-free income from your largest asset—-your real estate-—this easy-to-navigate, indispensable guide will help you guarantee a reverse mortgage is your best friend, not your worst enemy. Use this information-packed, consumer-friendly “portable counselor” to learn what reverse mortgages are, how to decide if one is right for you, what to beware of, what to look for, how to arrange one, and much more, including: >How reverse mortgages differ from traditional mortgages and why you should care >Who is an ideal reverse mortgage candidate...Take Reverse Mortgage Quiz yourself >How to successfully navigate the ins and outs of reverse mortgage contracts >How to tell good advice from bad before you sign anything >Why 21st Century thinking is essential to sound decisions about reverse mortgages For more details, to view the 21-page "PREVIEW," and to order your copy of the Ebook or Print Version... www.catapultpublishing.com/reversemortgages.html

Best Friend, Worst Enemy Says It All!
“The ups and downs of the 21st Century are changing the way we think about many things, but we are long overdue for an improvement in the way we look at home ownership,” according to Futurist PJ Wade, who wrote Reverse Mortgages: Best Friend, Worst Enemy...Your Choice! to speed up the shift to 21st Century-thinking about home, home equity, and home equity management.

Reverse Mortgages helps real estate owners and the professionals that advise them to:
• Make informed decisions on whether to sell and move
• Learn how and when to use home equity to generate cash to improve the standard of living or to invest
• Understand which property owners may not be good candidates for reverse mortgages and why
• Discover how everyone can avoid the risks and dangers associated with this home equity conversion method.

“Reverse Mortgages are financial, lifestyle, and wealth management tools that do not always receive the recognition or respect that they deserve,” says Wade, internationally-recognized home equity management authority and cross generation expert. “This is not surprising since homeowners do not always give their home equity, that is, the value accumulated in their real estate, the attention or respect it deserves either.”

In the easy-to-navigate print and ebook versions of this new Canadian book, author PJ Wade uses plain language, practical suggestions, and expert knowledge to share “everything you need to know about Reverse Mortgages...but couldn’t find anyone to ask that you trusted”—according to one reader who is a professional financial advisor and a property owner.

Wade emphasizes that reverse mortgages are not “good” or “bad” in themselves and that they are not for everyone, but she does believe that every property owner can benefit from understanding reverse mortgages and equity management:
• Worst Enemy: “Reverse Mortgages do not get their name from the fact that their effects are easily reversible...an inappropriately-applied reverse mortgage can cause financial and lifestyle hardship from which the property owner may not fully recover,” stresses Wade.
• Best Friend: “When it’s the right fit, nothing else will allow the homeowner to achieve that specific set of financial and lifestyle goals, one of which is to keep the property and to access equity at the same time.”

Reverse Mortgages is an information-packed, consumer-friendly “portable counselor” which provides the unbiased details that consumers need to make informed decisions whether they decide to sign up for a reverse mortgage or not. This book is very clear why 21st Century thinking is essential to sound decisions about reverse mortgages, unretirement, and everything else!

“Unretirement,” says Wade, explaining the 21st Century context for home equity management, “Is everything that 20th Century retirement never was, but should have—-and could have-—been.”

Why Did A Futurist Write A Book About Reverse Mortgages?
“These financial, lifestyle, and wealth management tools are an excellent example of how we can—and must—think differently about home and all the other 20th Century aspects of life which will continue to change as the 21st Century rolls on,” says Futurist PJ Wade, who wrote the consumer-friendly Reverse Mortgages: Best Friend, Worst Enemy…Your Choice! to speed up the shift to 21st Century-thinking about home, home equity, and home equity management.

“The reaction of many property owners, financial and real estate professionals, and advisors to the reverse mortgage option proves that the wonders of the future will be wasted on us if we do not learn how to think beyond "the box" of past experience, stereotypes, hear-say, and financial illiteracy.”

Reverse Mortgages is the first "Home Equity Guide to Achieving 21st Century Financial, Lifestyle & Wealth Management Goals."

* Reverse Mortgages: Best Friend, Worst Enemy…Your Choice! uses 'home' as the context for change to reveal the dramatic impact of the shift from 20th Century retirement to the decades-long extension of active, purposeful living that is our new future—unretirement.

“Unretirement is everything that 20th Century retirement never was, but should have, and could have, been—and much more,” says Wade, explaining the 21st Century context for home equity management.

* Reverse Mortgages combines an exploration of an important aspect of real estate ownership—home equity management—with an examination of the changing context for life, work, and home. This is a deliberate effort to encourage property owners—present and future—to identify "the box" that limits their thinking, so they can move beyond it toward a brilliant future. The book provides a place to think about the context of personal decisions—past, present, and future—in ways that underline opportunities and challenges ahead for each of us as we project our futures into this century.

In the easy-to-navigate print and ebook versions of this unbiased, thought-provoking new Canadian book, author PJ Wade uses plain language, practical suggestions, and expert knowledge to share “everything you need to know about Reverse Mortgages…but couldn’t find anyone to ask that you trusted”—according to one reader who is a professional financial advisor and a property owner.

Wade emphasizes that reverse mortgages are not “good” or “bad” in themselves and that they are not for everyone, but she does believe that every property owner can benefit from understanding reverse mortgages and equity management:
• Worst Enemy: “Reverse Mortgages do not get their name from the fact that their effects are easily reversible...an inappropriately-applied reverse mortgage can cause financial and lifestyle hardship from which the property owner may not fully recover,” stresses Wade.
• Best Friend: “When it’s the right fit, nothing else will allow the homeowner to achieve that specific set of financial and lifestyle goals, one of which is to keep the property and to access equity at the same time.”