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Jaci Rae

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Shop for a Day with Jaci Rae - How to Get Almost Anything for Free
by Jaci Rae   

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Books by Jaci Rae
· Collista's Search for the True Meaning of Christmas
· Winning Points With The Love In Your Life One Touchdown At A Time
· The Indie Guide to Music, Marketing and Money
                >> View all

Category: 

Reference

Publisher:  North Shore Records, Inc ISBN-10:  0974622982 Type: 
Pages: 

298

Copyright:  November 2006 ISBN-13:  9780974622989
Non-Fiction

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Are you tired of working hard and never getting ahead? Tired of paying too much money at the check out stand and at the pump?

Do you w ant to travel the world but feel you don't have the money? Now you can do all this and more for less money than you ever dreamed possible.

Barnes & Noble.com
North Shore Records
Shop for a Day Get Anything for Free - Jaci Rae

Are you tired of working hard and never getting ahead? Tired of paying too much money at the check out stand and at the pump?

Do you want to travel the world but feel you don't have the money? Now you can do all this and more for less money than you ever dreamed possible.

Sound too good to be true? Jaci Rae has done it and she wants to show you how you can do it too!

For the first time in history, people aren't worth more than they owe.

How can you obtain your dreams of owning your own home, becoming debt free and still be able to have a life?

Shop for a Day with Jaci Rae will show you how to save money on gas (and how you can get it for free). How you can purchase groceries for pennies on the dollar and in some cases receive them free. If you are planning on college, this book can show you what colleges have the best scholarships and lists them, the amounts and where to apply.

Jaci Rae will show you how to save on pet supplies, travel, cars, houses, baby items and food and clothing and much more. In addition, Jaci Rae will also show you how you can purchase name brand gifts and other goods for sales tax only.

Recently Jaci Rae went on a shopping spree and filled an entire truck, inside and out for under $400. If you want the same results then Shop for a Day with Jaci Rae – How to Get Almost Anything for Free or Next to It is the book for you. Below you will find the Table of Contents, but for now, here is Jaci Rae's story about why she wrote this book.

 


Excerpt

Below you will find a very tiny sampling of what is inside Shop for a Day with Jaci Rae - How to Get Almost Anything for Free or Next to It. But first, Jaci Rae's story.

Shop for a Day with Jaci Rae - How to Get Almost Anything for Free or next to it is about saving money, but first I wanted to share the story about how I came to learn how to get something for nothing or next to it.

Even though my story is quite different today, I still use these same tricks to save money and get the most bang for my buck. Something I want to help you do with the information on this site and in my book.

I have been to the depths of financially disparity and I don't want you to have to suffer the same. I know what it's like and I have been there pinching pennies since I was very young, which is why I can say I have been in the trenches. I don't like to shop, but I enjoy saving money and that's what my latest book, Shop for a Day with Jaci Rae – How to Get Almost Anything for Free or Next to It is all about, saving money....

I have been there, done that and figured a way out of my financial crises on more than one occasion. With the desperation of today's economy, many people are struggling just to meet basic needs. Unfortunately, for the first time in American history, we are living off accumulated debt and most people aren't worth even close to what they owe.

As an added pressure to our economic insecurity, we are importing our goods from other countries and even though most won't admit it and it's not showing the worst signs yet, I believe we are losing the economic battle to stay afloat in this country.

With wages not commiserative with the cost of living and jobs being taken away right and left after they are shipped overseas, the crunch is on just to survive. The 'American Dream' is fading fast with families working two or three jobs a day to get ahead and barely survive. The middle class can no longer live in comfort, they must struggle to survive. The declining middle class makes those in poverty stricken areas even more desperate. We are all in trouble.

While back in the day it may have been possible to have the 'American Dream' if you worked hard, it doesn't seem possible anymore. So how can we support their families and get back to the 'American Dream?' By saving money and learning to be frugal consumers.

That's what my book is all about. Shop for a Day with Jaci Rae – How to Get Almost Anything for Free or Next to It can help anyone, whether they have a lot of money or none at all, get the most bang for their buck. My hope is that with this book, you will begin to see that light at the end of the financial doomsday tunnel and that there really is a way out of total financial devastation.

Hope is a terrible thing to lose and harder yet to get back, but I really want to offer you hope with this book, because life is expensive, but that doesn't mean you can't live and live well. Yes, life is expensive, but it doesn't have to be as expensive as you are used too! There are many items that can be free or purchased for a small fraction of what you are used to paying.

So how can you still have a life, pay for your basic necessities and afford at least a few basic pleasures? You can afford more than just these few basic pleasures as well as buy the gifts you want and need to have. You can even have a date night at least once a week, with very little money. So come along with me and Shop for a Day with Jaci Rae and let me show you how I turned nothing into something and made money along the way.

Excerpts from Shop for a Day with Jaci Rae - How to Get Almost Anything for Free

Grocery Store and Dining Saving

No matter how tight your budget gets or how much money you aren't bringing home after taxes, you can count on one thing, you and your family will always need food. There are many ways to save on food shopping. One of which is to buy what is known in the grocery industry as 'loss leaders.' Loss leaders are overstocked items the store needs to get rid of to make room for the new stock coming in daily. Not enough room on the shelves for all of it can mean big savings for you. ...

Skip to another part of the chapter

CoolSavings has many grocery store coupons, free samples and a plethora of other coupons and free stuff for you to peruse. http://www.coolsavings.com

Skip to another part of the chapter

Safeway
http://shop.safeway.com
Sales: Safeway has huge sales about once a month and weekly sales as well.
Deliveries for Produce: Produce is delivered daily
In-Store Specials and Coupons: Coupons are in the 'in store' Sunday circular. There are different in store deals that you can take advantage of if you look in their paper. These circulars can usually be found by the front doors. Some examples of great deals include: buy five fridge packs and you get a free $10 gift card. Buy angel food cake and you get strawberries free. Buy 2 six packs of Coke and get a free gallon of ice cream (great for any party). Another recent special was, buy five Hallmark Cards you get a free thirty count of water. They have produce coupons sometimes that are posted in the produce department.
Do they have Double or Triple Coupon Days: No
Specific store saving advice: Use your coupons and check for our specials. Make sure to check on packages for extra savings.
HEB
http://www.heb.com/
Sales: Specials every week. Wednesday ads in stores and in circular.
Deliveries for Produce: Produce is delivered daily.
In-Store Specials and Coupons: Numerous coupons for produce are in the produce department. Use your coupons. Lots of buy one; get one free.
Do they have Double Coupon Days: No
Specific store saving advice: Use your coupons and check for our specials. Holidays we have the best deals and biggest sales. Skip to another chapter

Save On Clothing

Whether you have kids or not, clothes can cost a lot of money unless you never update your wardrobe and end up looking fashion backward. There are many ways to save and still look fabulous on a limited budget.

Skip to another part of the chapter

Mervyns
http://www.mervyns.com/
Their biggest sale is the 'Back to School' sale in August, it usually starts in the 3rd week of July and lasts through the entire month of August. Selected items are between 10-60% off. In February, there is a Valentines Day sale, most items are offered for 10-60% off.

They have pretty aggressive sales. It is easy to get very high quality merchandise for lower price. They are pleasingly competitive. Their Easter sales offer 10-60% off. Their Memorial Day sale offers 10-60% off. The day after Thanksgiving Sale is huge. I have seen a portable DVD for $69.99, and a beautiful diamond bracelet for $199 that retails for $2,000.00.

There are door buster items that will entice people to come in at 4 or 5 AM in the morning to make them wait in line. Clearance is 50% off the red tag and another 25% during the holidays. Periodically 10% coupons can arrive in the paper, and you can use and combine any coupons. There is a discount with your Mervyn's card, and for signing up on top of sales!

They sell seasonal items on sale to make room for newer stock coming in, such as jackets, fleece items, and window items. If you open a credit account, you get 15% if approved that can be used all day, 5% if not approved immediately. Mervyn's also offers discount coupons of up to 15% to reward cardholders who use it continually by spending $250 or more a month. They also have promotions every other month that gives 15% just for having a Mervyn's card. Moreover, card holder appreciation day can save you even more than in store sales.

As I wrote earlier, they have a huge event during the 'Back to School' sale called ChildSpree. Mervyn's align themselves with non-profit organizations in the community to shop for underprivileged children. To find out more, please go to the Mervyn's web site, or call. In addition to working with outside charities, they raise money from within the stores, normally in May.

Skip to another part of the chapter

Sears
http://www.sears.com
"Super Saturdays" are once a month. If you have a Sears Card, every three months they send out a savings notice, and if you have a Sears Premier Card, you can receive certain items for an additional 10% off if you use your card.

Their sales can last two days to a week. Once or twice a year there is an appliance sale. Usually they offer 10-25% off. There is a Back to School Sale in August. You can get clearance items at 50-75% off at the end of each season. Children's clothes are on sale during back to school, at up to 40%.

After Christmas, you can save 50% on Christmas items, and in January if there is any Christmas stock left you can save 75%-85%. It's a good place to stock up on Christmas supplies for next year! However, I was told that the best sales are the End of the Seasons Sales where you can get up to 75% off lots of items throughout the store.

Their End of Season Sales are at the end of summer and the end of winter. Additionally, if you sign up for their card (although they did not tell me this) you may be able to get additional amounts off. You will have to check Sears rules on if you can use the additional discount on sale items.

Chapter Titles for Shop for a Day with Jaci Rae – How to Get Almost Anything for Free or Next to It

Table of Contents

The Early Years - Learning Young the Value of a Dollar 24
Grocery Store and Dining Saving 31
Safeway 33
Lowes Foods 34
Albertsons 34
HEB 34
Trader Joe's 34
Winn-Dixie 35
Nob Hill / Raley's / Bel Air Foods 35
Shaws Supermarket and Star Market 35
Piggley Wiggley 35
Pick N Save 35
Publix Supermarket 36
Whole Foods Market 36
Lettuce 37
Fruits 37
Cherries 37
Corn 37
Grapes 37
Perishables 37
To bulk, or not to bulk? 37
Mystery Shopper / Secret Shopping Companies 45
Consumer Research Corp., Inc. 45
A Closer Look, Inc 45
Service Evaluations 45
Associate Consumer Evaluations, LLC 46
Amusement Advantage 46
Informa Research Services, Inc. 46
Bestmark, Inc. 46
Ardent Services, Inc. 46
WestGroup Research 46
Beyond Hello Inc. 47
Beyond Marketing Group, Inc. 47
Business Evaluation Services 47
Check Mark Inc. 47
Cirrus Marketing Consultants 47
CRG ProShopper 47
Shoppers' Critique International 47
Cross Financial 48
Customer Perspectives 48
ESP - Evaluation Systems for Personnel 48
Eyes R Us, Inc. 48
Greet America, Inc. 48
Graymark Security Group 48
Hindsight 48
Service Sleuth Mystery Shopping 49
JC. & Associates LLC 49
The Secret Shopper Company 49
Rocky Mountain Merchandising & Research 49
Sights on Service, Inc. 49
Shoppers' Critique International, LLC 49
A&A Merchandising Limited 50
Aba Quality Monitoring Ltd 50
Coyle Hospitality Group 50
JM Ridgway Co., Inc. 50
Ken-Rich Retail Group 50
Sinclair Service Assessments Inc. 50
Pacific Research Group 51
Global Compliance 51
PulseBack, Inc. 51
Restaurante Evaluators 51
Service Alliance, Inc. 51
The Quest for Best Mystery Shoppers 51
Full Scope, Inc. 51
Jancyn Evaluation Shops 52
Liberty Research Services, LLC 52
Maritz 52
Mystery Guest, Inc. 52
Quality Check 52
TNS Media Intelligence / TES 52
Retail Mystery Shopping Australia 52
RitterAssociates, Inc. 53
SG Marketing Group 53
Shoppers, Inc. 53
The Pat Henry Group 53
Focus Group / PHG Research Services 53
Video Eyes 53
Sensus 54
Feedback Plus, Inc. 54
Hilli Dunlap Enterprises, Inc. HDE 54
Infotel, Inc. 54
IntelliShop 54
Mystique Shopper LLC 55
Nationwide Services Group, Inc. 55
ACNielsen Canada 55
ARC Research 55
DSG Associates, Inc. 55
The National Center for Professional Mystery Shoppers & Merchandisers 55
Back to School Savings 57
Kohl's 57
K-Mart 58
Mervyns 58
The Wearhouse for Men 58
Jos. A. Bank Clothiers, Inc. 58
Ross Dress for Less 59
Macy's 59
Gottschalks 59
Bloomingdale's 59
The Wet Seal 59
Lane Byrant 59
Footlocker 59
Eddie Bauer 60
The Gap 60
Old Navy 60
Neiman Marcus 60
LL Bean 60
Gymboree 60
Lilly Pulitzer 60
Abercrombie and Fitch 60
Big and Tall 60
J C Penny 61
Sears 61
Victoria's Secret 61
Target 61
The Disney Store 62
Baby Savings 63
Save On Clothing 65
Kohl's 67
K-Mart 67
Mervyns 67
The Wearhouse for Men 68
Jos. A. Bank Clothiers, Inc. 68
Ross Dress for Less 68
Macy's 68
Gottschalks 68
Bloomingdale's 69
The Wet Seal 69
Lane Byrant 69
Footlocker 69
Eddie Bauer 69
The Gap 69
Old Navy 69
Neiman Marcus 69
LL Bean 70
Gymboree 70
Lilly Pulitzer 70
Abercrombie and Fitch 70
Big and Tall 70
J C Penny 70
Sears 70
Victoria's Secret 71
Target 71
The Disney Store 71
Save on Pet Care and Pet Supplies 73
Earn Money from Your Credit Cards 79
Christmas and Other Gift Shopping 82
Kohl's 85
K-Mart 85
Mervyns 85
The Wearhouse for Men 86
Jos. A. Bank Clothiers, Inc. 86
Ross Dress for Less 86
Macy's 86
Gottschalks 87
Bloomingdale's 87
The Wet Seal 87
Lane Byrant 87
Footlocker 87
Eddie Bauer 87
The Gap 87
Old Navy 87
Neiman Marcus 88
LL Bean 88
Gymboree 88
Lilly Pulitzer 88
Abercrombie and Fitch 88
Big and Tall 88
J C Penny 88
Sears 88
Victoria's Secret 89
Target 89
The Disney Store 89
Other Freebees or Discounted Ways to Live or Earn Money 92
Free or Inexpensive Ways to Go Out and Gave a Good Time 94
Save Money on Colleges 102
Specialty College Scholarships and How to Apply 106
Jennifer L. Duke Memorial Scholarship Fund 106
Iowa Pork Foundation. President's Scholarship 106
Iowa Golf Association Herman Sani Scholarship 107
Great Clips Scholarship 108
Kid's Chance of Maryland, Inc. 108
Janet Greenip, Legislative District 33 Senatorial Scholarships 108
Tennessee Lottery Scholarship 109
American Cancer Society Champion Program 110
Iowa Foundation for Agricultural Advancement 110
Principal Financial IT Scholarship 110
Third District American Legion Auxiliary Scholarship 110
Northrop Grumman Engineering Scholarship 111
Covenant Medical Center Auxiliary Scholarship and Sartori Memorial Auxiliary Scholarship 112
National Telecommunications Cooperative Association Scholarship 112
Pell Grant 112
University of Connecticut Alumni Association 113
Fashion Institute of Technology Presidential Scholars Program 113
Leo H. Grether Memorial Scholarship 113
Iowa High School Music Association 113
The Winter Dance Party Musical Scholarships and Awards 114
The Winter Dance Party - RITCHIE VALENS - Musical Awards 114
The Winter Dance Party - JP (THE BIG BOPPER) RICHARDSON - Musical Awards 114
The Winter Dance Party - BUDDY HOLLY - Musical Scholarship 114
The Winter Dance Party - ROGER PETERSON - Musical Scholarship 114
The Winter Dance Party - DARREL HEIN - Musical Scholarship 114
The Winter Dance Party - IOWA STATEWIDE - Musical Scholarship 114
The Winter Dance Party - MINNESOTA STATEWIDE - Musical Scholarship 114
The Winter Dance Party - WISCONSIN STATEWIDE - Musical Scholarship 115
Naval Academy Women's Club Scholarship 115
Society of Women Engineers (SWE) Scholarship Program 116
AXA Achievement Scholarship 117
UNI Science, Mathematics and Technology Symposium Scholarship Competition 117
Delta Kappa Gamma Society Scholarship 118
Delta Kappa Gamma Society Scholarship International 118
Jackie Robinson Foundation 118
Keppra Family Epilepsy Scholarship Program 119
FFA Scholarships 120
Foremost Farms USA Scholarship 120
Student-View Scholarship Program 120
Phi Delta Kappa International Scholarship 121
Ira Rosenzweig Scholarship Fund 121
Best Buy Scholarships 121
College STEPS Program Scholarship Sweepstakes Sponsored by Wells Fargo 121
Wal-Mart Foundation Scholarship 121
Discover Card Scholarship Program 122
Cargill Community Scholarship Program 122
VFW Veterans Tribute Scholarship 123
BECA Passport to the Future Scholarship 123
Coca Cola Scholars Foundation 124
The Coca-Cola Two-Year Colleges Scholarship: 125
DSVA Scholarship 126
Peace Scholarship Program 126
Federal Supplemental Educational Opportunity Grant (FSEOG) 127
Additional Scholarship Research 128
Fastweb 128
Campus Door 128
Great Futures Start Here Scholarship 128
Albright College, Pennsylvania 130
Alfred State College, New York 130
Allegheny College, Pennsylvania 130
Trustee Scholarships 131
American University, District of Columbia 131
United Methodist Scholarship 131
Arcadia University, Pennsylvania 131
Augsburg College, Minnesota 132
Becker College, Massachusetts 132
Air Force ROTC 133
Army ROTC 133
Ayling Scholarship 133
BASF Scholarship 133
Becker Academic Achievement Award 133
Becker Family Grant 133
Becker College Grant 133
D. Llewellyn Evans Scholarship 133
Ebenezer Crafts Scholarship 134
Federal Supplemental Educational Opportunity Grant 134
The George I. Alden Scholarships 134
The George F. and Sybil H. Fuller Scholarship 134
Gilbert Matching Scholarship Grants 134
Janice Wiles Memorial Scholarship 134
Merit Scholarship 134
Mother Prosser Opportunity Fund 134
The Robert and Marie Cousy Scholarship 134
Transfer Scholarship 135
Travelli Scholarship 135
Federal Stafford Loans 135
Unsubsidezed Federal Stafford Loans 135
Federal Parent LOANs for Undergraduate Students (PLUS) 136
Massachusetts No Interest Loan 136
Alternative Loans 136
Federal Work-Study Program 136
Belhaven College, Mississippi 136
Bellarmine University, Kentucky 136
Art/Music 137
Music 137
Pep Band/Cheerleader Grants 137
Athletic Grants 137
ROTC Scholarships 137
100 Black Men of Louisville Scholarships 137
AmeriCorps 137
Community Foundation of Louisville Scholarships 137
Community Foundation of Middle Tennessee Scholarships 137
Department of Homeland Security Undergraduate Scholarships and Graduate Fellowships 137
Discover Nursing 137
Families of Freedom Scholarship Fund 137
Hispanic Scholarship Fund 137
Mental Health Association of Kentucky Scholarships 137
Minority Nurse Magazine Scholarships 137
OSF St. Anthony Medical Center Physical Therapy Scholarship Program 137
The Michael Hale Physical Therapy Fund 137
The Sallie Mae Fund Scholarships 137
Wired Scholar 137
Beloit College, Wisconsin 137
Presidential 137
Eaton 137
C. W. Wood 138
Sau-Wing Lam 138
M. B. Leff 138
AFS/Rotary/YFU 138
Founder's 138
National Merit Finalist 138
Berea College, Kentucky 138
Bluffton University, Ohio 138
Buena Vista University, Iowa 139
"Foundation Scholarships 139
President's Scholarship 139
Buena Vista Merit Scholarship 139
BVU Heritage Scholarship 140
Competition Scholarships 140
Trustee Scholarship 140
Multicultural Scholarship 140
Room & Board 140
Dean's Fellowship 140
Harold Walter Siebens School of Business Award 140
School of Communication & Arts Award 140
School of Education & Exercise Science Award 140
School of Science Award 140
School of Social Science, Philosophy, & Religion Award 140
Exploratory/Undecided Award 140
Art, Music, and Theatre Awards 140
Transfer Scholarships 141
President's Transfer Scholarship 141
Buena Vista Merit Transfer Scholarship 141
BVU Heritage Transfer Scholarship 141
Arch Transfer Award 141
Phi Theta Kappa Scholarship 141
Out-of-State Scholarships 141
BVU Grants 141
Multicultural Incentive Scholarships 141
Sibling Grants 141
National Presbyterian Scholarships 141
Private/Outside Scholarships 141
Robert C. Byrd Scholarships 141
State Scholarships & Grants 141
California Baptist University (CBU) 141
Church-Related Vocation Scholarship 142
Christian Studies Restricted Scholarship 142
Donor Scholarship" 142
Cedar Crest College, Pennsylvania 142
Presidential Scholarships 142
1867 Scholarships 142
Allen Scholarships 142
Art Scholarships 142
Performing Arts Scholarships(Dance, Theatre & Technical Theatre) 142
Transfer Scholarships 143
Phi Theta Kappa Scholarships 143
Heritage Grants 143
Sibling Grants 143
Hugh O'Brian Youth (HOBY) Awards 143
Girl Scout Gold Awards 143
Governor's Schools of Excellence Awards 143
Presidential Scholarships 143
1867 Scholarships 143
Allen Scholarships 143
Art Scholarships 143
Performing Arts Scholarships (Dance, Theatre, & Technical Theatre) 143
Transfer Scholarships 143
Phi Theta Kappa Scholarships 144
Heritage Grants 144
Sibling Grants 144
Hugh O'Brian Youth (HOBY) Awards 144
Girl Scout Gold Awards 144
Governor's Schools of Excellence Awards 144
Cedarville College, Ohio 144
The Cedarville Academic Scholarship 144
Faculty Scholarship 144
National Scholar Award 144
President's Scholarship 144
Baseball 144
Basketball - Men 144
Basketball - Women 144
Cross Country - Men 144
Cross Country - Women 144
Golf - Men 144
Soccer - Men 144
Soccer - Women 144
Softball - Women 144
Tennis - Men 145
Tennis - Women 145
Track & Field - Men and Women 145
Volleyball - Women 145
Cedarville Scholar Award 145
Christian Medical & Dental Scholarship 145
Dean's Academic Scholarship 145
Effective Leader Scholarship 145
Future Generations Scholarship 145
Home-School Scholarship 145
MCCA Scholarship 145
Ministry/Legacy Scholarships 145
Church Matching Grant 145
Legacy Grant 145
Ministry Grant 145
Minority Scholarships 145
Hawkins Scholarship 145
Hispanic Academic Scholarship 145
Hispanic Grant 145
Hispanic Scholar Award 145
Lane Scholarship 145
Parker Scholarship 145
Watson Scholarship 145
Debate Scholarship 145
Forensics Scholarship 145
The Jack Wyrtzen Scholarship 145
ROTC Scholarships for First-Year Students 145
SGA 145
The Talents for Christ Scholarship (GARBC) 145
Theatre Scholarship 145
General Music Scholarship 145
Specialized Composition Scholarship 145
Centenary College, New Jersey 145
Central Bible College, Missouri 145
ACT/SAT Score Award 146
ACT 30+ or SAT 1320+ 146
ACT 28-29 or SAT 1240-1310 146
ACT 26-27 or SAT 1180-1230 146
Bible Quiz Award 146
Fine Arts Scholarships 146
DYD Scholarship 146
President's Leadership Award 147
Discounts 147
Pastor's Kid 148
Missionary Kid 148
Married Students 148
Siblings who attend CBC 148
Employee Discount 148
Central Christian College, Kansas 148
National Merit Scholarship 149
Trustees Scholarship 149
Valedictorian Scholarship 149
Presidential Scholarship 149
Deans Scholarship 149
Highest Honor Scholarship 149
Christian Leadership Scholarship 149
High Honor Scholarship 149
Honor Scholarship 149
Achievement Scholarship 149
Chowan College, North Carolina 149
Accounting Scholarship 149
Coca Cola First Generation Scholarship 150
Chowan University Leadership Grant Program 150
Music Performance Scholarship 150
Graphic Communications Scholarship 150
Science Olympiad Scholarship 150
Senior Citizens Grant 150
Chowan Christian Service Association Scholarship 150
Claremont-McKenna College, California 150
The College of St. Scholastica, Minnesota 151
Concordia University, Canada 151
In-Course Scholarships 152
Entrance Bursaries 152
In-Course Bursaries 152
Daniel Webster College, New Hampshire 152
Academic Performance Scholarships 153
Flight Scholarships 153
Scholarship for Outstanding Performance 153
Excellence in Leadership Scholarship 153
Leadership Initiative 153
A Renewable Full-Tuition Scholarship 154
Alumni Scholarship 154
FIRST Scholarship 154
Lt. Edward Hoyle II ('90) Scholarship 155
Michael J. Keating ('90) Scholarship 155
Dominican University, Illinois 155
Dominican University of California 155
Valedictorian Scholarship 156
Trustee Scholarship 156
Presidential Scholarship 156
Deans Scholarship 156
Dominican Scholarship 156
Dordt College 156
Academic Scholarships 156
Activity Scholarships 156
General Scholarships 156
Specific Major Scholarships 156
DeVry University Scholarship Program 156
Dean's Scholarship 156
Audience: High school graduates or GED recipients 156
Eligibility: 156
Cisco Scholarship 157
Audience: high school graduates and GED recipients 157
Community Scholar Award 157
Audience: high school graduates 157
First Scholar Award 157
Audience: High school graduates and GED recipients 157
Girl Scout Gold Award Scholarship 158
(Girl Guide Gold Award Scholarship in Canada) 158
Audience: High school graduates or GED recipients 158
Skills USA Scholarship 158
Audience: High school graduates and GED recipients 158
Little Brothers Little Sisters of New York City Scholarship 158
Audience: high school graduates in one of the 5 boroughs of NYC (Manhattan, Brooklyn, Queens, Bronx, Staten Island) 158
Alberta Centennial Scholarship 158
Audience: high school graduates, each high school in Alberta is allotted one scholarship 158
Eligibility: 158
Scholarships for Community College* Graduates 159
Audience: community college graduates 159
Community College Scholarship 159
Audience: Community college graduates 159
Cisco Scholarship 159
Audience: community college graduates 159
Girl Scout Gold Award Scholarship 160
(Girl Guide Gold Award Scholarship in Canada) 160
Audience: Community college graduates 160
SkillsUSA Scholarship 160
Audience: Community college graduates 160
High School and Community College Scholarship Criteria 160
Passport 2 College 161
Educator Fellowships 161
University of Connecticut Alumni Association Scholarships 161
General Scholarships 161
Legacy Scholarships 162
Scholarships Based on Major 162
Chapter Scholarships 162
D'Youville College, New York 162
Tuition Waivers 162
Earlham College, Indiana 163
Eastern University, Pennsylvania 163
Faulkner University, Alabama 163
Ferrum College, Virginia 163
Florida Atlantic University, Florida 163
Gardner-Webb University, North Carolina 163
Goshen College, Indiana 163
Achievement awards 165
Grace College, Indiana 165
Hampden-Sydney College, Virginia 165
Allan Scholarships 165
Venable Scholarships 165
Patrick Henry Scholarships 165
Madison Scholarships 165
President's Scholarships 166
Dean's Scholarships 166
Alumni Scholarships 166
Hamline University, Minnesota 166
Harvey Mudd College, California 166
Platt Campus Center 167
Hope College, Michigan 167
National Merit Scholarships 167
Presidential Scholarships 167
Distinguished Scholar Award 167
Valedictorian Scholarships 167
Alumni Honors Scholarships 167
National Merit 168
Hope College Scholarships 168
Distinguished Artist Awards 168
Art Awards 168
Creative Writing Awards 168
Dance Awards 168
Music Awards 169
Theatre Awards 169
Illinois Wesleyan University, Illinois 169
Indiana University, Indiana 169
Kenyon College, Ohio 169
Distinguished Academic Scholarships 170
National Merit Scholarships 170
Lebanon Valley College, Pennsylvania 170
"Presidential Scholarships 171
Multicultural Fellowship 171
Scholarships for Transfer Students 171
Graham Scholarship in Biology 171
Music Scholarships 171
Lutz Scholarship 171
United Methodist Scholarships 171
Alumni and Recognition Scholarships 171
Macalester College, Minnesota 171
Mars Hill College, North Carolina 171
Mount Olive College, North Carolina 171
Southern New Hampshire University a.k.a. New Hampshire College 172
Newberry College, South Carolina 172
Trustee 172
Founders 172
Presidential 172
Dean's Scholarships 172
SC Palmetto Fellows 173
SC Life Scholarship 173
SC Hope Scholarship 173
SC Tuition Grant 173
Niagara University, New York 173
North Central University, Minnesota 173
Northwestern College, Iowa 173
Northwood University, Michigan, Texas, Florida 173
Freedom Scholarship 174
Free-Enterprise Scholarship 174
Automotive Aftermarket Industry Scholarship 174
Athletic Scholarships 174
Norwich University, Vermont 174
Norwich Academic Merit Scholarship 175
Captain Alden Partridge Scholarship 175
Admiral George Dewey Scholarship 175
General Greenville M. Dodge Scholarship 175
G. Max Sanborn Scholarship 175
Dixie Hollis Scholarship 176
Leadership Achievement Scholarship 176
Community Service Scholarship 176
Elizabeth Good Comolli Scholarship 176
Northfield High School - Norwich University Scholarship 176
Central Vermont - Norwich University Scholarship 176
Endowed Scholarships 177
ROTC Scholarships 177
Ohio Northern University, Ohio 177
Dean's Scholarship 177
Recognition Day Scholarships 177
Presidential Scholars 177
Presidential Recognition Scholars 177
Trustee Scholars 178
Trustee Recognition Scholars 178
Academic Honor Scholars 178
Honor Scholars 178
Distinguished Achievement Award 178
Meritorious Service Award 178
Mathile Scholarship 178
Talent Awards 178
Ohio State, Ohio 178
Olivet College, Michigan 178
Valedictorian Scholarship 179
Presidential Scholarship 179
Merit Scholarship 179
Transfer Scholarship 179
Hosford Grants 179
Heritage Grants 179
Shipherd Scholarships 179
Community Responsibility Scholarship 179
Art 179
Environmental Science 179
Music 179
Journalism (print and broadcast) 179
Theatre 179
Affiliated Church Scholarship 179
Alumni Scholarship 180
Sibling Scholarship 180
Federal Supplemental Educational Opportunity Grant 180
Federal Direct Stafford Loan 180
Federal Perkins Loan 180
Parent Loan for Undergraduate Study (PLUS) 180
Oregon Institute of Technology, Oregon 180
Presidential Scholarship 180
Engineering Honors Scholarship 180
Klamath County Recognition Scholarship 180
Leadership and Diversity Scholarship 181
Oregon Tech Foundation Scholarship Program 181
Oregon Tech Athletic Scholarships 181
Voyager Scholarship 181
Ouachita Baptist University, Arkansas 181
Palm Beach Atlantic College, Florida 181
Pepperdine University, California 181
Regis College, Massachusetts 181
Roosevelt University, Illinois 181
Saint Joseph's College, Indiana 182
Alumni Grants 182
Athletic Scholarships 182
Family Tuition Grants 182
Performance Scholarships 182
Presidential Scholarships 182
Thomas J. Huhn Athletic-Leadership Scholarship 183
Honors Scholarships 183
Deans Scholarships 183
SJC Scholarships 183
Puma Scholarship 183
Saint Joseph's College, Maine 184
Presidential 184
McAuley 184
Saint Joseph 184
Mercy 184
Music 184
Eva Albee Kelley Scholarship 184
Sarah T. Burke Scholarship 185
Endowed and Restricted Scholarships 185
Saint Mary's College, California 185
Dean's Scholarship 186
Madeleva Scholarship 186
Le Mans Award 186
Bertrand Award 186
Saint Mary's University, Canada 186
San Jose State University, California 186
Santa Clara University, California 187
St. Michael's College, Vermont 187
St. Olaf College, Minnesota 187
National Merit Scholarship Program 187
St. Olaf Service Leadership Scholarship 187
St. Olaf Trio Scholarship 187
Music Scholarships 187
Stanford University, California 188
Southeast Missouri State University, Missouri 188
Regents' Scholarship 189
President's Plus Scholarship 189
President's Scholarship 190
University Scholarship 190
Regional Achievement Award 190
MAP Achievement Scholarship 191
G.E.D. Scholarship 191
Student Involvement Scholarship 191
Missouri and Foundation Leadership Awards 192
Missouri Girl's State and Boy's State Citizens Awards 192
Renaissance Scholarship 192
Community College Transfer Scholarships Southeast offers 193
Regional Achievement Award 193
Phi Theta Kappa Scholarship 194
Community College Scholarship 194
Performance-Based Scholarships 194
Air Force ROTC 195
Communication Award 195
Golden Eagles Marching Band Stipend 195
Music Scholarship 195
National Guard 195
Theatre and Dance Scholarships and Assistantships 195
Minority Mentor Program 195
Need-Based Awards 196
Fee Waivers Missouri Income Tax Credit 196
Regions University a.k.a Southern Christian University, Alabama 196
Southwest Baptist University, Missouri 196
Mike and Janet Brown Scholarship 197
The James Smith Memorial Scholarship 197
Amanda B. Cole 197
Christopher Fillingham 197
Southwest Missouri State University, Missouri 198
Transfer Scholarships 198
Graduate Student Scholarships 198
International Student Scholarships 198
General 198
Departmental 198
Spring Arbor College, Michigan 198
State University of New York a.k.a. SUNY 198
Teikyo Post University, Connecticut 199
Union College, New York 199
United States Coast Guard Academy, Connecticut 199
University of Indianapolis, Indiana 199
Dean's Scholarships 199
Alumni Scholarships 199
Legacy Award 200
U.S. Senator Richard G. Lugar Academic Recognition Award 200
Horizon Grant 200
State Alliance Grant 200
Faith or Community Service Award 200
United Methodist Award 200
Discovery Award 200
UMYF Leadership Scholarship 200
Academic Transfer Scholarship 201
Phi Theta Kappa Academic Honors Scholarship 201
Marvin & Sylvia Hendricks Scholarship 201
Art Scholarships 201
School of Business Faculty Scholarship 201
Bohn Chemistry Scholarships 201
Communication Speech Team Scholarships 201
Music Scholarships 202
LeAlice Briggs Nursing Scholarships 202
Theology Scholarships 202
Theatre Scholarships 202
UIndy Business Scholarships 202
University of Iowa, Iowa 202
Presidential Scholarship 202
Old Gold Scholarship 202
Dean Gerhard Loewenberg Scholarship 203
College of Liberal Arts and Sciences Excellence 203
National Merit Scholarshi 203
Provost's Scholarship 203
National Hispanic Scholars 203
National Achievement finalists 203
William and Effa McMeans Scholarship 203
Supplement to the National Merit Scholarship 203
University of Iowa National Scholars Award 203
Iowa Heritage Award 203
Halas-Sayers Scholarship 203
Engineering Excellence Scholarship 204
Engineering Opportunities Scholarship 204
Business Early Admission Program Scholarship 204
Shoemaker-Strickler Memorial Scholarship 204
University of Louisiana Lafayette, Louisiana 205
The Jefferson Caffery Scholarship 205
The UL Lafayette Academic Scholarship 205
University of Los Angeles, California 206
University of New York (NYU), New York 206
Outside scholarships and grants 207
State Scholarships 207
University of Oregon, Oregon 207
University of the Redlands, California 207
University of Santa Cruz, California 207
University of San Fransisco, California 207
Daniel Levine Cook Scholarship 208
Douglas M. Raskin Memorial Scholarship 208
Saber Es Poder Scholarship 208
John Scully Memorial Trust 208
Agnes O'Brien Smith Scholarship 208
Women Lawyers Council Scholarship 208
Arthur C. Zief, Jr. Scholarship Program 209
University of St. Francis, Indiana 209
University 3⁄4 and 1⁄ 2 Tuition Scholarships 209
Presidential Scholarship: 210
Trustee Scholarship 210
Duns Scotus Fellow Scholarship 210
USF Monetary Award 211
Franciscan Fellowship Scholarship 211
Biology Fellows Scholarship 212
Schola Cantorum Scholarship 212
Music Scholarship 212
USF Athletic Scholarships 213
USF Endowed Scholarships 213
Golden Apple Foundation Scholarship 213
Catholic School Scholarship 214
Illinois Educator's Scholarship 214
Federal College Work Study 214
Federal Carl D. Perkins Loan 215
William D. Ford Federal Direct Loan 215
University of Missouri - St. Louis, Missouri 216
University of South Carolina / Aiken, South Carolina 216
University of South Florida 218
Arts & Sciences (CAS) 219
Undergraduate 219
Graduate G 219
Business 219
Education 219
Engineering 219
Honors 219
Marine Science 219
Nursing 219
Public Health 219
Visual & Performing Arts 219
Military Scholarships 219
* Disability Services 219
* Health Professions Scholarships & Loans 219
* Institute on Black Life 219
* Latino Scholarship 219
* Library Scholarship Opportunities 219
* Office of Research Employee Scholarships 219
* Richard F. Pride Research Fellowship 219
* USF-NSF Computational Science Scholarship" 219
New College, Florida 220
Four Winds Awards 220
Presidential Scholar 220
Gold Scholar 220
Silver Scholar 220
Bronze Scholar: 221
Leadership Award 221
Excellence Award 221
IB Scholar Awards 221
Affinity Awards 221
First Generation Matching Grant for Florida Residents: 222
University of Tennessee at Martin, Tennessee 223
Chancellor's Award 223
Dean's Scholarship 223
Salutatorian 223
Leaders-In-Residence 223
UTM McWhorter Freshman Scholarship/Workship 224
Cheerleader Training and Scholarship Program 224
Girl Scout Gold Award Scholarship 224
Harold Conner Minority Scholarship 224
Music Scholarship 225
Band Scholarship 225
Army R.O.T.C. Scholarships 225
Washington College, Maryland 225
Washington College Academic Tuition Scholarships 225
Hodson Trust Scholarships 226
The Hodson Scholarship Foundation Awards 226
Sophie Kerr Gift in English Literature 226
Wesleyan College, Georgia 226
National Excellence 227
National Hispanic Scholar Munroe 227
Findlay 227
Trustee 227
Presidential 227
Dean's 227
Wesleyan Merit 227
Pierce Leadership Award 227
United Methodist Leadership Award 227
Fine Arts Scholarships 227
Art 227
Music 228
Theatre 228
Wilkes University, Pennsylvania 228

Presidential Scholarship 229
Deans' Scholarship 229
Wilkes Commitment Award 229
William Woods University, Missouri 229
Wilmington College, Ohio 229
Wingate University, North Carolina 229
Trustee Scholarship 229
Transfer Scholarship 230
Academic Merit Award 230
Involvement Grant 230
Legacy Award 230
Federal Supplemental Educational Opportunity Grant (SEOG) 230
North Carolina Grants 230
North Carolina Legislative Tuition Grant 230
North Carolina Contractual Grant 231
North Carolina Incentive Grants 231
Winthrop University, South Carolina 231
Academic Scholarships 231
SC Governor's School of Science & Math Scholarship 232
International Baccalaureate Scholarship 232
Harvard University, Massachusetts 232
Yale University, Connecticut 232
Massachusetts Institute of Technology (MIT), Massachusetts 232
University of Notre Dame, Indiana 233
The Pamela Harriman Foreign Service Fellowship Program 234
Small Ways to Save Money That Can Add up To Huge Savings 238
Save Money on Cars 262
The Beginning… 277







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Reader Reviews for "Shop for a Day with Jaci Rae - How to Get Almost Anything for Free"

Reviewed by Poetess of The Soul Sheila G 9/25/2007
Gotta love it, S*A*V*I*N*G*S!
Thank you!
Warmly, Warrior Lady Sheeeoox

STay Positive! Happy and STrong!
Reviewed by Cynth'ya cynthyaspeaks@gmail.com 4/13/2007
Great to see someone take shopping seriously! You need a tv show on the Travel Channel Sis Jaci. . . much love,

cynth'ya lewis reed



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