Mark Singer has been involved in the financial planning business for over twenty-five years, and thus has observed many changes in the industry. During this time he’s collected the stories of clients who have weathered many  different business environments, but he’s never seen as much confusion about options as in this current financial environment—and The Changing Landscape of Retirement reflects some of the new rules and approaches designed to promote more flexibility in retirement planning as a whole.

His is not a “one answer fits all” approach, but provides an important emphasis on keys to finding the types of answers that fit each reader’s unique financial goals and perspective. As such it presents a method, not a formula—and this makes The Changing Landscape of Retirement more versatile than most retirement guides.

Money and lifestyle needs, sources of income streams and their different requirements, purchases and travel needs during retirement years, and other concerns all contribute to different “benchmarks” for retirement income goals. Financial decisions currently are too often based on fear rather than reality — fear of what adversely changing markets will do to retirement income streams.