I graduated from California State University with a BA degree in economics. Upon graduating, I worked for several public agencies and Fortune 100 & 500 companies. My personal experiences opened my eyes to several concerns I had. False expectations of making money Lack of financial and legal education in the educational system The need for innovation to solve old and new problems The need for financial literacy Learning should never stop Resourcefulness in a real world is not taught With these concerns I spent a decade researching, learning, creating, testing ideas to innovate learning and education so that its real world applicability would lead to economic stability and mobility of many more people who would otherwise be shut out of such opportunity. I have set out to educate and teach people in simple, easy to understand language, 50 pages or less about various topics that lead to the success of the reader!