Douglas R. Hayman, known as the "Budget Surgeon" by friends, family, and colleagues alike, is a self-professed Household Budgeting expert. His eBook is a pure reflection of household budgeting techniques that he has successfully employed over the years to help reduce expenses, and to help fortify his personal financial balance sheet. Douglas has a Master's Degree in Computer Science and a Bachelor's Degree in Economics from Stony Brook University, in Long Island, NY. Douglas has been self-employed for the last 9 years as an author, affiliate marketer, real estate salesman, B2B technical lead generation salesman, stock and futures investor and trader, and Information Technology consultant. Additionally, Douglas has over 19 years of corporate Information Technology (IT) experience, most of which focused upon technical management working for an international Fortune 100 company. At this company he managed multi-million dollar departmental budgets.

Licensed NY State Real Estate Salesperson