I was born in Los Angeles, CA. For nearly twenty years, I have practiced as an attorney in the Phoenix area in insurance coverage and employment discrimination law. Since 2003, I have been a co-author/editor of Couch on Insurance, a multi-volume treatise on insurance law. I am also a contributing author on CAT Claims: Insurance Coverage for Natural and Man-Made Disasters and also wrote the employment chapter for the Arizona Tort Law Handbook. Now, I take my hand to an area of personal