I was not born with a silver spoon in my mouth. Before going to college, my brother in law told me that you do not have to take 4 years to graduate. He explained that you were only required to complete 120+ credit hours for a bachelors degree. At that time, you paid a flat rate per semester and you were not charged by the credit hour. I had to pay for college on my own. I only had $1,000 saved from high school babysitting. I decided I could not afford to take 4 years to graduate from college. more...