Why is it important that every consumer know their credit score? It is because a good credit score influences whether you will be able to buy a home or car with a very low interest rate ,or you may just get denied out right because of a bad credit score. Well what is a good credit score? A good credit score is around 700 and up, now you the consumer must understand that the 3 credit reporting companies (Equifax, TransUnion, Experian) have their own credit score rating and it is between 300-900. Now the closer you are to the 900 score gives you the better chance to buying that new home or car with little to no money down. Now you must understand that the scores that you get from the 3 credit companies is NOT the same score that they give F.I.C.O. which is the company that all Lenders go to buy your credit score, so if you want your real score you have to go to www.myfico.com and purchase your scores from their. You can get more info. from my book

HOW TO REPAIR YOUR CREDIT LEGALLY (what the collection agencies don't want you to know) which can be purchase at amazon.com or Barnes & Noble.com