Bank tests credit cards for the undocumented.......

      This article in my local newspaper just leaves me absolutely speechless.....well almost!

      "Continuing to court the burgeoning market of Hispanic immigrants, Bank of America said Tuesday it is test-marketing credit cards for Spanish-speaking customers who may not have Social Security numbers."
      Whoa! Wait just a minute! Did I just read this right? Please tell me I am having a bad dream! Bank of America is making a very big mistake. Which one of the upper crust thought this one up? They are being creative by referring to illegal immigrants as "Hispanic immigrants" though, but who do they think they are fooling?  What about those who came here legally? Are they not being insulted?
     When the Bank officials ask for some type of identification, how will they know if it is stolen? What is going to be their proof the person standing in front of them is who he or she says? If I stand in line, wait my turn and speak Spanish will they just hand me one too?
      Besides, everyone who has entered our country illegally is not "Hispanic". This is an insult to everyone, is it not? Gee, why have they chosen  to discriminate against  the illegal immigrants who are here in our country and do not speak Spanish?
      The article continues....."The cards, which critics say will enable illegal immigrants to put down roots more easily in the United States, carry higher interest rates than usual and allow users to charge only $500.00."
      When they go out on a spending spree and discard this wonderful credit card, then what?  How will they go after them?  What is the first thing they tell you when you miss a payment on a credit card or mortgage?
Don't they remind you that without good credit you will never be able to buy a house, car or anything else? What gives?
      Do the interest rates climb higher for the rest of us to make up the difference? Again, this is a blantant insult to all legal immigrants, is it not?
      "The cards are designed to be a first step for immigtants trying to build a credit history, a spokeswoman said Tuesday" 
      Well, who is she? What is her name and position with the company? Why do they hide behind the brick and mortar? Yet they cry when one of their branches is robbed!!
      "Bank of America, the nation's largest retail bank, is test-marketing the program in Los Angeles County. It plans to introduce it nationwide if all goes well, according to The Wall Street Journal, which first reported on the program."
     This is nothing more than pure, unadulterated greed!! Nothing more, nothing less. They might want to re-think their marketing strategy or they just might become the smallest, most insignificant bank.
      We have our mortgage and Visa with Bank of America. We also have one of our checking/savings accounts with them. We have already talked with another Bank for our mortgage and Visa and they are more than anxious to assist us in moving over to their bank.
      Robert went down to our local branch and closed out the checking/savings account and had it all transferred over to the new bank. On Monday he will meet with the new bank about the paper work for moving our mortgate and getting a new Visa. We will not be party to this insanity!