Every holiday season, most people think the same thing: This is the year I will shop early, avoid last-minute impulse purchases, and enter the holiday season relaxed and joyful. This year learn how easy and simple it is to make and keep a plan of holiday action and save big bucks in the process!

Every year stress is a main ingredient during the holidays. With Halloween around the corner and Thanksgiving and Christmas not far off, most of us think say the same thing to ourselves: This is the year I will shop early so I can avoid last minute shopping. I will begin the holiday season fully relaxed and enjoy it!

Yet every year time seems to slip away and suddenly the holidays arrive. You end up racing to the stores, panic-stricken, trying to find candy in the empty racks or a beautiful turkey for the dinner table that is now triple the price because the only store that has any left is the high-end market down the street.

Even worse, when you need to find that ideal last-minute gift for your loved ones, it is no longer available in the color or size needed and all the toys requested from Santa are sold out with no re-stocks in the near future. You end up paying far too much money for something that will most likely be returned or never used.

How can you beat pre-holiday stress and save big bucks at the same time? Start today. The time to put a plan into action is now. Halloween is nearly here and there are big savings in the candy isle already featuring Halloween candy. Buy the candy now, wrap it in a brown paper bag and hide it in your freezer so no one knows it's there but you. If you are a candy nut like me, buy a bit for yourself so you won't be tempted to snarf it.

Now is also the time to plan for Thanksgiving and Christmas. While the meat is not on sale yet, you can call your local market and ask the store manager when their holiday meats will go on sale. Most store managers will give you an approximate date for when the meat you desire will go on sale at their store. Mark that date on your calendar.

How many times have you said to yourself: This year I will get Christmas cards out. Before you know it December is nearly over and Christmas is days away. You haven't purchased the Christmas cards let alone put a stamp on one and you are too busy with everything else to do it. You beat yourself up, frustrated that yet again, you are too late and time has run out. To avoid this frustrating cycle, start now when you aren't as busy as you will be later on in the season.

Do one envelope a day or two or three a week and by Christmas, you will have reached your goal. If you don't have Christmas cards left over from last year, do a Christmas letter instead to save time and money. Then after Christmas buy the cards for next year at 75% off so you'll have the cards ready to go for next year.

Now is also the time to shop for Christmas gifts. Many huge sales take place during Back to School Days and the day after Thanksgiving. Most stores have huge discounts on name brand clothing, toys and jewelry to name just a few categories.

Example: Last year a diamond bracelet valued at $5,000 was on sale for $199.00 but only the day after Thanksgiving and only during the early bird special. That's typical of the type of sales you can expect if you do your research.

Check out the stock in the store now if you're already there and make a list of what you would like to buy on sale the day after Thanksgiving so you are prepared to head straight to the departments needed. Making a road map of what department you want to hit first, will help you avoid wandering aimlessly and missing the items you've placed on your list. If you think of it as a game show or competition, you'll be more inspired.

There are many more stress busting ideas and ways to save money that you can come up with on your own. These are just a few to get you started. The main goal is to start now and be ready when the time comes so you won't be shopping when you're stressed out and frustrated. Make the time now and you'll be enjoying the holidays as you did when you were a kid.

Jaci Rae’s grit and determination brought her from a poor childhood to a successful singer and author who tours around the world. She is the recipient of the "Female Vocalist of the Year" award at the Golden Music Awards in Nashville, TN as well as a #1 Best selling author.

Jaci is on the dating team of Savvymiss.com, the relationship expert for lovingyou.com and is a relationship advisor for loveisgreat.com and singlescafe.net. For more information, go to http://www.winningromance.com Jaci Rae is also a co-host for the show Concert's in the Sky with media mogul Jesse Dylan.

She is the author of The Indie Guide to Music, Marketing and Money, as well as Winning Points With The Woman In Your Life One Touchdown At A Time (Simon and Schuster), Shop for a Day with Jaci Rae and Collista's Search for the True Meaning of Christmas. Jaci spends her spare time working on her music, writing and hanging out with family and friends. For more information, go to www.christmaswithlove.com www.shopforaday.com www.winningromance.com or www.jacirae.com

About.com Dating Guide lists Jaci's book, Winning Points With The Woman In Your Life One Touchdown At A Time in the top six of all time dating / relationship books.
http://dating.about.com/od/datingadvice/ss/RelateBooks_6.htm