Have you checked your kid's credit reports?

You may not even think to get a copy of your child's credit report or check to see if they have one -that they shouldn't. Consider contacting the credit bureaus to find out if they do. If you are then told your child doesn't have a credit report, that's good news.

A child's identity is like gold to a thief. They can use their identity for quite a while without being detected. They find employment, housing, obtain credit, medical services, commit crimes and create new accounts all in you child's name. Often you or your child don't find out about it until they are grown and a lot of damage has been done. They find out when they have been denied credit, student loans or employment, or insurance or housing long after much damage has occurred.   Kids can have their credit destroyed before they are out of diapers. 

"They start small, and build the child's credit," says CEO of LifeLock, Todd Davis

The Identities of children are now being stolen by thousands. They are easy targets because no one ever monitors them. These kids aren't finding out until they graduate from high school and apply for their first job or a student loan. By then, thieves have often been using their Identities for years and the kid's good name is ruined before he or she even has a chance to start. 

Among the things we do:

• We check credit reports every 6 months to ensure that there is no activity.
• If a credit report does exist, we place fraud alerts on credit reports, stating that this is a minor child and that no activity should occur.
• We check for work history and any misuse of the Social Security number.
• We repeat this process regularly to ensure that all is well.
• This service comes with our $1 million guarantee. Our process is tailored to be most effective for the special requirements needed to protect your child's Identity.

Starting out is hard enough. Starting out with a stolen Identity makes it ten times harder. Here is a brief story indicating what type of scenario easily happens that puts your child's information at risk. Remember, no matter how proactive you are when keeping data secure, most of it is already out there-just waiting to be compromised...

One of  today's headlines:

Identity Theft Protection for Lost SSN Numbers of Children

Nashville, TN/ It's going to cost Williamson County tax payers hundreds of thousands of dollars to help protect the identity of thousands of students.Williamson county school officials say they will provide identity theft protection for more than 5100 students 

The names and socials security numbers of second-graders who took the ACT in the 2006-2007 school year were posted on the internet.

School officials say the school's assessment specialist Chris Nugent accidentally put the data on his personal website as part of a graduate degree project. He has since resigned

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Is protecting your kids is worth $25 a year?

Watch this video and if you want to use a service such as LifeLock,

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