It''s not only the holiday season...it''s the peak of identity theft season. By the time the new year rolls in, experts predict another one million people will have their identities stolen. Will you be one of them?
Don't wake up to a New Year headache worse than any hangover! Here are five key steps to take to take to avert being a victim of credit errors or worse...identity theft!
Check to ensure all loan payments are applied accurately.Misapplications of your loan payments can prove costly.
Order your free annual credit report from the right place 877-322-8228. Watch for deceptive advertisements and websites that offer “free credit reports” but end up costing you money and often allow your personal information to be sold to third parties.
Check the accuracy of open and closed accounts and any inaccurately applied late fees.
Check to see if accounts you closed reflect “closed by consumer”. Look for accounts that are more than 7 years old –they should be disputed and removed.
Watch for and dispute any erroneous name variation, inaccurate dates of birth, and mistaken employment histories and addresses –these errors can be a tip you off that someone else may be using your credit.
Are you a pastor or other church leader who would like to counsel but are afraid you can't do it? This book is for you! It will help you get over the fear of counseling and help you to counsel most people with most of their problems. It will also hel
Lined and Unlined
Fun Tidbits and Trivia about each state.
Journaling can help improve mental health and happiness, provide a creative outlet, and give a perfect place to record life's precious events. Grab your journal today. Pages for you to fi