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Denise Richardson

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Member Since: Dec, 2006

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5 steps to avoid post holiday credit nightmares!
Thursday, December 28, 2006  9:33:00 AM

by Denise Richardson



Self-Help
It''s not only the holiday season...it''s the peak of identity theft season. By the time the new year rolls in, experts predict another one million people will have their identities stolen. Will you be one of them?

Don't wake up to a New Year headache worse than any  hangover! Here are five key steps to take to take to avert being a victim of credit errors or worse...identity theft!

 


  1. Check to ensure all loan payments are applied accurately.  Misapplications of your loan payments can prove costly. 

 


  1. Order your free annual credit report from the right place 877-322-8228. Watch for deceptive advertisements and websites that offer “free credit reports” but end up costing you money and often allow your personal information to be sold to third parties.

 


  1. Check the accuracy of open and closed accounts and any inaccurately applied late fees.

 


  1. Check to see if accounts you closed reflect “closed by consumer”. Look for accounts that are more than 7 years old –they should be disputed and removed.  

 


  1. Watch for and dispute any erroneous name variation, inaccurate dates of birth, and mistaken employment histories and addresses –these errors can be a tip you off that someone else may be using your credit.

  Listen to webcast  Click here  

Remember -it's what you don't know that will hurt you!
  

 More News about Denise Richardson
Credit Card Companies Fueling Healthcare Associated Identity Theft (HAIT) C - 6/20/2008 9:29:00 AM

Be the millionth subscriber - 4/29/2008 8:35:00 AM

National Consumer Protection Week: March 2nd - March 8th - 3/3/2008 6:04:00 AM

Strike Back: Defeat Identity Theft Now Campaign - 2/20/2008 2:55:00 PM

New Magazine hits the stands... - 8/14/2007 7:49:00 AM

A Book Review from Authors Press Releases - 8/6/2007 1:23:00 PM

Audio Book now available at Audible.com - 8/2/2007 7:12:00 AM

PageOneLit.com Interview - 7/25/2007 11:39:00 AM

Truth & Consequences...Payday Loans - 5/23/2007 12:18:00 PM

ID Defender WPTV NBC 5 - 5/9/2007 1:46:00 PM

Documentary -In Debt We Trust...Screening in Ft Lauderdale - 4/29/2007 3:57:00 AM

A week just for you! - 2/5/2007 6:48:00 AM

How to get your free credit report without losing your shirt! - 1/9/2007 5:44:00 PM

Audio version of Give Me Back My Credit! available - 12/20/2006 1:40:00 PM

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