When English accountant Daniel Elliott dies in a car accident one rainy night, his widow, Grace, is overcome with grief…and panic.  She soon discovers Daniel kept secrets:  an alias, a list of numbers, and a mysterious beach house in Florida.

Swallowing her fear, she flies to Miami.   With little to go on and danger at every turn, Grace must depend on Jack West, an FBI agent, to help her navigate the criminal world of south Florida, and find the truth behind the Ring of Lies.