In this book, the Zrugal family is having Thanksgiving dinner. Zyler claims to need Zimmy's bicycle, and Mom just got a pair of brand new shoes. Dad explains the difference between wants and needs to his children, and why it is important to know the difference.
This book explains the difference between a want and a need. By learning the difference, children will empower themselves to make the right decision in their lives. They will refrain from saying "I want that" all the time and will avoid having an "entitlement mentality" throughout their lives.
Professional Reviews
Calironia Assemblyman Ted Lieu
Financial literacy skills are vital to equip our children with the tools they need to make smart decisions about their personal finances, such as balancing a checkbook, making a household budget, and knowing more about stocks, bonds, and home loans. A strong financial literacy education will help our children limit debt, avoid identity theft and maintain good credit. Resources like the 'Finance for Kids' series will help our children learn the basics of personal finance management and prepare them for the responsibilities of adulthood. --California Assembly Member Ted W. Lieu (D-Torrance)
Review by Educators
I have been given the pleasure of reading Finance for Kids-Volumes 1-20 by Prakash L Dheeriya, Ph.D. The individual chapters tell first hand stories of children experiencing finance in their daily lives. Each chapter contains an interactive worksheet or discussion for children to complete with their parents in order to better understand the concepts presented in the chapter. Prakash Dheeriya has done an excellent job explaining adult finance information in words and situations easily understood by children. The young readers learn about opening checking accounts, the understanding of supply and demand, credit, beginning a business, borrowing and lending, and establishing budgets-just to name a few of the topics. The fact that the book is interactive and requires a parent to fully discuss the content of the chapter as it pertains to the child s family provides both a wonderful learning opportunity for children as well as meaningful time spent with parents on a regular basis. Perhaps if children are exposed to the skills of finance at a young age, they will grow up to be better managers of their own financial business as adults. I applaud Prakash for his insightfulness and great efforts to create the multiple chapters of this book. --J. Pastell, Parent & Educator
In my 20+ years in education, which includes teaching economics in public schools, I have never seen any books for young children like Finance for Kids. These books are creative and will be very interesting to students of the proper developmental age. It s about time that parents and teachers have some tools to teach economics to young children. Finance for Kids fills that need. --E. Don Kim, Ed. D, Senior Director - Elementary Schools, Torrance Unified School District
“Personal finance has become so much more complicated than it was 20 years ago and it is more important than ever that young people have a firm grounding in the basics of personal finance and economics. With predatory lenders wooing customers many young people have serious credit card debt and damage their credit ratings which takes years to recover from. Do your children a tremendous favor and use these books to provide them a solid foundation so that they will make good financial decisions”
-- James T. Strong, Dean, College of Business Administration and Public Policy,
California State University Dominguez Hills
Review by a Parent, Pastor & a grand-parent
“How do you assure that your children make good financial choices as they mature? Start teaching them early with these excellent story books! Dheeriya weaves deep economic principles into simple childhood tales that even your toddlers will grasp easily.“
--Tony Rojko, President of MyMontessori.Net
"How do we teach our children responsibility for their money and for the family’s money? Finance for Kids is a great start. Each book in the series takes you and your child through a step of understanding how to handle money, save money, and make good consumer decisions. These are a GREAT tool to teaching your child about financial responsibility."
--Rev. Rachel Nyback
“Dr . Dheeriya’s book on finance for kids fills a pressing need for a book written in simple story form where small boys and girls who are able to read can identify themselves with characters in the stories and see how it benefits them. Basic topics are presented in an engaging manner, so as to get kids interested in various aspects of finance. Understanding finance principles and their implications, at a very early formative age, will get them interested in saving in all fields including on interest costs all through life, help build up excellent credit and avoid getting into financial trouble. These tremendous advantages will more than compensate for the small one-time price of this book.”
This second book in Edie's 'Puddle' series is filled with wonderful catchy rhyming poems that have positive nostalgic messages. Her whimsical illustrations carry the poems along on ripples of warm vibrant colours.
Children love to sink their teeth into sweet and delicious fruit. This story and teaching will have them sinking their hearts into the Fruit of the Spirit.
