I enjoy talking about finance and helping everyone with financial issues, both good and bad. Most of us are destin to acquire wealth and live happy lives, provide for our families and assist our friends financially. I've been assisting family and friend for over 15 years. With the recent downturn of the global financial market, I think we need to take a realistic step back and make significant changes to avoid a repeat of this downward spiral. Kids are the future and we need to secure a solid financial future before passing the torc more...