Dear Lord I know I have not always been perfect and done the right thing.

But you told me Jesus would pay for my sin so praises I could sing.

Now as I look back upon my life as it has gone by

I see that I have paid for my sins and I now ask you why.

You said when Jesus hung on that cross he did it to pave my way to heaven above;

That he gave of himself for my sins out of eternal love.

If that be true , Dear lord; I ask you now why I am paying in this life.

You told me the debt was paid and sin was erased relieving me of strife.

My child, answered the lord in a voice soft as the wind.

My son paid for sins of your past; clearing the balance but this was not the end.

When you gave your heart to me you promised to live and to love your brother;

Feed the poor, visit the imprisoned and love one another.

You have sometimes failed and I will forgive that for your debt had been paid in full.

However I cannot let the balance once more mount up because if it does it will rule.

I take your payments here on this Earth so when you reach my Golden Gate

The debts will have been paid before it was too late.

Please know that even when I seem to punish for your human flaws

It is only so you will have no debt to hold you back when my son comes and calls.