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Sandra K. Bouie

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Member Since: Jan, 2010

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Surviving Hard Times
by Sandra K. Bouie   
Not "rated" by the Author.
     

The year of 2009 claimed a multitude of bank failures, company layoffs, and store and factory closings. Many people struggled desperately to pay their mortgages, utility bills, car payments, and health care. Finding a good source of extra money to help pay bills became the number one “need” addressed by many Americans. Here are some absolutely fantastic tips for surviving hard economic times in the year 2010.

1)        Use traditional problem solvers such as selling unnecessary items around the garage, attic or basement. Or taking advantage of your 401K or other job incentives. Get a part-time job to cover additional expenses or request overtime on your job.
 
2)       The web is a vast network of information and opportunity. There are many ways to make money online including these businesses: Virtual assistant jobs, call centers, concierge desk service, research, selling photography, freelance writing, authors, web designers, domain sellers, ring tone businesses, bloggers, SEO/e-commerce experts, and even virtual jury duty. This is just to name a few. Online businesses have grown tremendously, during this economic upheaval, because over half the population utilizes the Internet for personal and business use.
 
3)        Make your own home products to sell and use. When you produce your own products at home, you not only make more money, but also save more money in the process. The more products you create at home, the less you will purchase in the stores. Create soaps, lotions, candles, bath & beauty, cleaning products and more right in your home by using natural products.
 
4)        Cook and bake your way to dollars. Food is everywhere and everybody has got to eat! Whip up a batch of your favorite cookies or cheesecake and take it on the road with you. Sell candy suckers at the neighborhood ballgame or use Grandma’s best recipe for chocolate cake. Search for places where people are in need of a delicious lunch or tasty treat, then put together some tasty sandwiches or soup to sell. Food will never go out of style if it tastes good! 
 
5)        Invent new crafts and product licensing – Invention is everywhere. It you like working with your hands, then learn the creative business of craft making. Design your own jewelry, clothing, handbags, and more. Put together a music CD or video and sell it online. While this survival tip is a little more tedious, you can begin by studying the invention and product licensing market very well.
 
6)        Save money at grocery and merchandise stores. Stop spending unwisely - Grow your own garden, bake from scratch, clip coupons and find low-cost or second-hand merchandise. Visit dollar stores for lower cost paper products such as toilet paper and paper towel. Become a frugal consumer.
 
7)        Go Green and conserve energy to cut high utility bill costs. Buy low-wattage light bulbs for around the house and energy efficient appliances for every room.  Recycle as many used items as possible including: plastics, clothing, electronics,  inkjet cartridges, glass, etc. Visit green sites online for more information on   recycling and going green and always find ways to turn your trash into treasure.
 
These absolutely best tips we’ll keep you during the year 2010 and beyond. 


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