Today many people are afraid to look at their credit report, especially if they have recently had some tough financial problems, but if you plan on making some major purchases like buying a home, buying a car or just taking out a loan, you need to know what is on your credit report. You need to know what the banks, car dealers, or even a future employer sees when they look at your credit report, there can be things on there that may not belong to you, but the loan officer does not no that to him what ever he sees, to him it belongs to you, so it is your job to make sure that whatever is on your credit report really belongs to you. Let me inform you that the Federal Trad Commission (FTC) has stated that over 70% of negative items found on credit reports are errors! So let me say it again it is your job to fix it, how? first by getting a free copy of your credit report , you can get it here at https://www.annualcreditreport.com plus you can order my book "How to Repair your Credit Report Legally" What the collection agencies don't want you to know. click on the link below
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