Dr. Allen Smith has written one of the most enlightening books that I have read in a long time as it clearly explains the problems with social security. The first section discussing the looting of the social security trust fund is very readable and easy to understand. The second section also is very enlightening in its discussion of how and why we got into our current national debt mess…
…The problem is that the surplus from extra payroll taxes on all wage earner in the trust fund that was supposed to go toward offsetting the cost of social security payouts to the large 'baby boomer' cohort has already all been spent on other government programs, including offsetting tax cuts for the wealthy. In other words, the social security trust fund has been used as a 'slush fund' to make possible lower income taxes over the years and lessen the need to borrow to pay our governments other expenses .
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