Kindle Edition
Amazon
The Intelligent Consumer website
The Intelligent Consumer website
Amazon
Category:
Self-Help
Publisher: Amazon Kindle
ISBN-10: B008BVXZ52
Type: Non-Fiction
Pages: 610
Price: $0.99 (eBook)
Learn to live comfortably with your current salary without sacrificing or scrimping.
This is a new and straightforward approach to money and spending. You will save more, buy more with less by learning to become An Intelligent Consumer. A person will learn what causes unnecessary overspending. There is simply no need for it. You can have what you want for a lot less money. Learn all the tricks that prompt you to open your wallet and spend two, three four times more than you have too. It's easy to identify the gimmicks when you know them.
In addition, learn how to stop making purchases because of convenience when it becomes convenient not to. It's all explained in the book The Secrets of An Intelligent Consumer.
Save approximately 200 thousand dollars in a working life while purchasing everything you want.
Excerpt
When you earn a dollar, do you have a dollar? The answer, of course, is no. Thomas Jefferson, as insolvent as he was, would have been appalled. There is federal, state, and even municipal income taxes as well as FICA tax, which are taken out of your paychecks before you even see that dollar. Then there is sales tax that is imposed on you each and every time you spend a dime on most products. We pay tax, tax on top of tax, and then we pay more tax. The exact figures depend on your tax bracket, deductions, and in which state and county you live and a few other reasons.
So let's say you are in the 20 percent tax bracket. For every buck you earn, you are taking home 80 cents. Then there is state income tax. That brings your buck down to about 70 cents. Sometimes there are even local county or city taxes which we will not even consider for this example. I will not even take FICA taxes into consideration here, which we must all pay in order to make this point all the more credible. Do the math as it pertains to you.
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