How to prepare your self before the economy gets worse. Learn the inside secrets of companies who get paid to keep you in debt from someone who knows.
This book was written by a person whose field was to keep people in debt. In order to be able
to truly teach the game, you had to have played it.
The Author JoAnn Pinkney Wilcox shares the secrets and tricks used in the Banking, and Credit Card Industry as well
as speaks on Utility companies, Car Loans, Sub-prime rates, the Credit Bureaus, the Credit Repair
Companies of which she will show you what to look out for when it comes to managing your money, protecting yourself,
and your family.
Learn how to get your FICO Score up in 3 days. Credit Repair-what works, and what does not work.
Are you truly protected against Identity Theft, and Fraud? What to do if you are a victim, and how to protect yourself.
Do the Credit Bureaus really look out for your best interest? How far can Collection Agencies go?
What do they pay for on what you owe?
Learn the formulas used in the Credit Card Industry of which depending on what formula is used will determine what you pay back
for the same amount taken out with the same rate.
It does not matter if you are young,old,wealthy,or poor. Or you may be a business owner, a professional athlete, a homemaker,
or retired. Everyone should be able to benefit from the information that is in this book.
This is truly a book that is filled with valuable information written by a person who knows the tricks that are used to keep you in debt.
Excerpt
“SO MANY CLAIM THAT THEY CAN TEACH YOU THE GAME, BUT IN ORDER TO TEACH THE GAME, YOU HAD TO HAVE ACTUALLY PLAYED IT!
I DID, AND I PLAYED IT WELL SO NOW IT IS MY TIME TO TEACH ON HOW TO AVOID THE TRAPS AND PREPARE FOR WHAT EVER SHAPE THE ECONOMY MAY BE IN.”
INTRODUCTION
The world is being divided between the have and the have not. If you are paying a mortgage, a car note, living pay check to pay check whether you own your own business, work a job or depend on your retirement money each month, you need this book. If you are not able to live the rest of your life free from having to make an income, you need this book, for you too are at risk of slipping into the have not zone. There are many who had millions who failed to practice and know about the information that is in my book which caused them to slip into the have not category again. So until you can honestly say that you can live the way you want you and your family to live for the rest of your lives free from having to work, free from being frightened about the condition of the economy, you will always be at risk of not truly being free at all.
When it comes to Banks and Credit Card Companies, you have some credit card companies and banks that are better than others. Always do your research, and choose the ones who seem to have a program in place that will benefit you the most, and make their money work for you, not against you. The tactics used that are shown in this book are in general, as well as based a lot from the experience I ran across from working with the company I use to work for which was one of the largest Credit Card Companies and is now one of the largest Banks in the world of which I worked for them both. I will talk about Utility companies (of which I worked briefly for as well), Car loans, non protection from fraud, how to increase your FICO score in just 3 days, taxes, managing your money properly and stress learning how to make your money work for you so that you can eventually live your life without having to worry about bringing income in. I will also address paying your bills with less interest, getting rid of your bills, bankruptcy, the elderly, the college student, your estate, the healthy way to teach your children about managing their money, and much more. So before you choose anything in life that has to do with spending your hard earn money always read and do your research. Always read contracts, terms and conditions thoroughly. Try not to make your decisions based off of being desperate, careless, or being loyal to a company.
My book starts out explaining about the Credit Card Industry but the later chapters touch on how to prepare yourself when the economy gets worse, Unemployment Insurance, Taxes, Fraud schemes, and all kinds of other important information that you should know. This book was written in an instructional easy reading format so that the majority of people can understand, and hopefully get what they need out of it. Yes the design of this book has a reason for being different, so please read on………….
I know what you are thinking, another book about “how to” when it comes to your credit and finances.
So, you may ask. Why this one? It is because this one teaches you how to prepare yourself against economic changes for the worse. It is also because this one was written by a person who worked for an industry who still profits from keeping people in debt of which my job with the company was to keep people in debt. In order to be able to teach people how the game is being played you had to actually played the game yourself. I played the game for many years and to a limit I played it very well. So you are about to get first hand inside information that will hopefully make a difference in yours, and your loved ones financial lives. Also this book gives you the inside problems and solutions to other very important information like your utility company, fraud and what collection companies can and can not do.
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