Many of those who are unhappy because they think they have too little money could be happy with the money they already have, if they would just change their attitude and work to get the most out of the money they already have. They just need to budget and become smarter shoppers.

Personal Money Management: How to Get the Most From Your Money Allen W. Smith, Ph.D. Money, and the lack of enough money, cause a lot of anxiety and unhappiness in the world. Of course those living in poverty have good reason to be dissatisfied with life. However, many of those who are unhappy because they think they have too little money could be happy with the money they already have, if they would just change their attitude and work to get the most out of the money they have. Someone once asked a Rockefeller how much additional money he needed, and he responded “Just a little more.” That is the thinking of most people. They just need a little more money to be happy. But what can be done if a person does not have the opportunity to get any more money in the short run, which is true of many of us? The wisest of such people will change the way they manage their money in order to get more satisfaction from the amount of money they already have. Almost everyone can increase their standard of living by budgeting and becoming smarter shoppers. This short booklet on personal money management is for everyone who feels they need more money than they currently have. They will learn how to get more for their money by becoming smarter shoppers. They will also learn how to better manage their money through budgeting. Dr. Allen W. Smith, the author, has devoted much of his professional life to trying the combat economic illiteracy in the United States. His high school textbook, Understanding Economics, published by Random House, was used in more than 600 schools, nationwide. Smith is also the author of Demystifying Economics. A book designed to enable the layman to understand the basic principles of economics.