No cash in sight, but many a credit cards in tow, a shit-eating grin as they went from store to store.

All through the streets, traffic was in a hurry, a fender bender here, a little tailgating there,... but nothing to worry.

There were middle finger gestures, muffled cursing aimed at other drivers, ...enough to make you tired, a little road rage now and then, ...but no shots were fired.

There was a shiny Toyota with a Big jolly man at the wheel, driving down main street, looking for a kill, ...on credit cards, that is.

He parked his car, and out comes his big feet, as he observed passers-by as they facebooked and tweet. 

Owe , what a Christmas this shall be, fun for all , all for fun, this one day can ruin many to come.

He warned them not to spend more than their means, but these stupid people think it's ok,... because they do it on the T.V. screen.

He tried to share info on the latest investing trends, these shoppers thought he was crazy,... interrupting their shopping binge.  

Yes, he thought,..."shoppers must be using that 0 interest rate as a "shop til you drop" pass, but many fail to realize, that 0  interest,  eventually bites a new hole in your ass.

Owe, what a Christmas this shall be, all my friends...Old Navy, Target, Black and White,  Nordstrom, Macy's, Maur, Brooks Brothers, J. Crew, I'll see.

You know I gotta get a mani-pedi before  I go to DSW, 9West and Bloomingdales,...oh, I almost forgot, ... Is Sears still around?....What the Hell?!

After fighting crowds, and pushing sales people away, The jolly man stood there, but no one wanted to hear what he had to say.

"You can buy all your Gifts and pay the interest later", he thought.  Unbeknownst to that shopper, it is he that has been bought.

"Maybe I've spent just a little too much"..., I Thought to myself as I stood in, yet another line,  I think it was two stores ago, when The lady behind the counter said, ..."you are declined".

"Come ... Old Navy, Target, Macy's, ROSS and Jared too",   I believe your black strips have broken from heavy overuse.

"On... Zales, On... WalMart, come TJ Maxx too, please leave out the VISA, we must feed the crew.

Come... Marshalls, Come ...Belk,... Come... Pari-si-an, ... get your ass... in my Brand new Toyota... Sedan.

A lesson can be learned before you are burned, only If are in the know.     Do not Shop until you drop, it leads to an early grave, but that's, not the worst part, continue to shop and you will become a slave.

Owe, What a Christmas, this will be,  for the ones who get it wrong.  You see, you can't have interest bearing credit cards, and still sing a happy song.

But , If you wish to make a list,  to buy what you know is economically sound and right.

OH, What a Christmas you will have and a Most pleasant of a Good Nite.

Peace. Love and Joy

MackTea