You know y'all, the last economic shoe dropped on Monday January 26, 2009 and left the America United States family walking on broken glass.

Perhaps, and maybe this talk is too direct for some, but it's time the non-wealthy people started looking at their paychecks like their life depends on it if they choose not to become part of the best American plan for tax sheltering...independent business ownership.

Regardless of a person's decision to work for themselves, or to be at the mercy of a merciless marketplace at the lowest level  of social and community change (employee) with or without a union, EVERYONE needs to plan for retirement.

Retirement has nothing to do with age. It has everything to do with income, and working money smart. How else are people supposed to plan for the future if they are content to live paycheck to paycheck (or no.)?

The world economy is an 18 wheeler barreling down a midnight highway at 120 mph. Family jobs are deers in the headlights. If the deer gets petrified, it's as good as dead.

Learn to Never Over Spend Again..it might be possible for some really tuned-in workers to get back up on their feet.

  © 2009 cynth’ya lewis reed
all rights reserv’d 

Look for the Retirement Plan Document at Team Spectrum. It might help someone you know who WILL lose their job, life savings, and maybe even their health care.

 For those who want to run in a new direction: Click The Running Shoes, then click the YTB Stimulus package.