Ask the Right Questions, Get the Right Answers
By Robb Hill
ISBN: 978-1456027995
69 pages
Robb Hill’s Ask the Right Questions, Get the Right Answers is a concise and straight forward guide to securing your financial future. Over the past century individual financial security after retirement has taken many dips and dives and has gone through an immense amount of changes. Mr. Hill addresses past retirement practices starting with the first corporate pensions. He takes us through some history as to why these pensions were created and how they are being dismantled, the roll Congress plays in protecting corporations while individual’s promised pensions are collapsing like a house of cards, and then explains the shift to funds like 401Ks.
Mr. Hill’s book explores the financial options available in preparing for retirement and some situations why other options may be better then others for some people. He feeds us just enough information to give us an understanding but is not overwhelming. He guides us through choosing a financial advisor and gives us the questions to ask. He explains how financial advisors make their money and when to steer clear or be wary. Surprisingly there are only four main areas that are essential to have in place and I felt empowered knowing that at my age I have a few of them in place and a few I need to explore and secure. The task is not as daunting as I’ve thought.
Robb Hill includes a lot of statistics and backs up his facts. The excerpt that really stood out to me in this guide was this: “Take 100 people at the beginning of their working career’s…40 years later, according to the Social Security Administration, one will be wealthy, five will be financially secure, five will continue working, 36 will be dead and 54 will be dependent upon their meager Social Security checks, relatives, friends or even charity for a minimum standard of living. Planning is the major difference between the 6% that were successful and the 94% that failed to accomplish their objectives.”
Ask the Right Questions, Get the Right Answers is 69 pages of rich content that everyone should read, even if you feel you have your bases covered, regardless of your age, to gain an understanding of what you should have in place in order to be confortable during your retirement years. This is phenomenal guide to read to gain knowledge and raise questions with your own financial advisor. For those who don’t have professional help, it gives you an understanding of what you should have in place, even if you do it yourself. Ask the Right Questions, Get the Right Answers is available in eBook format and in paperback.
Jackie Miller
Co-Founder
AuthorsDen.com