If you are one of those fortunate souls born in the fifties or sixties, you are precisely who Ron Firmin has written his new book, Fire Your Financial Planner for. Many of us were never taught financial management for everyday life, let alone having the foresight to prepare for the future. "Baby boomers were taught that they should get an education, acquire a job, and make money. We weren't taught that we must set aside time to manage that money." Now, Baby boomers are faced with the dilemma or realization that they may have not prepared themselves adequately for retirement. What actions can this generation of consumers take to prevent future financial uncertainty? Ron Firmin has some answers.

Firmin presents the story of his life from humble beginnings to multimillionaire. He built successful companies in several industries and has managed a mortgage banking operation. Currently, Ron Firmin is a financial planning consultant and in-demand speaker, who resides with his wife in Tennessee. Along the way, he describes real life situations where lessons are sometimes learned the hard way. Throughout the book, Firmin conveys the wisdom gained from parents, family and associates and how to correlate those teachings with sound financial advice. He proposes twenty-one lessons including "Any job worth doing is worth doing well," "Form useful habits," "The stock market is a two-edged sword," "Buy land," "Learn the Rule of 72," "Never give up the quest for knowledge and understanding" and many others that will help ensure your future prosperity.

The Employee Benefit Research Institute, based in Washington DC determined 32 percent of workers above the age of fifty-five have less than $25,000 saved. The author reminds us that it is never too late to start over. We, as consumers are responsible for our PRA, (personal retirement account), and we must take charge of our finances and do whatever is deemed necessary to fulfill our goals. Firmin states we must educate ourselves to understand the investment opportunities available, the need to diversify, the risk and rewards associated with the stock market, and mutual funds and form a strategy and a plan for success.

Firmin presents up-to-date information on new ways to utilize the stock market, references multiple Websites for accessing information, provides charts for personal financial use, and teaches how to use and understand amortization tables, and introduces The Rule of 72. The book describes all types of mortgages in detail, offers a list for supplemental reading, and gives resources to assist with financial planning.

Whether you're a first time financial info seeker, a novice investor, or a prosperous financial guru, Fire Your Financial Planner has something for you.