Kindle Edition Amazon Get your copy today Category:  Self-Help Publisher: Altitude Books ISBN-10:  0998590002 Type: Non-Fiction Pages: 110 Copyright: Jan 31, 2017 ISBN-13: 9780998590004 Planning for the future has always been important and there is no more valuable way to prepare for it than by making sure our finances are in good order.  This is particularly relevant when it comes to planning for retirement and in Ask the Right Questions, Get the Right Answers you will be treated to some of the most up-to-date information on retirement planning available. Within the pages it examines the most important areas of making sure you are financially solvent in your later years, including: • Wills & Trusts • Long-Term Care • Safe Alternatives to the Stock Market • Final Expense With great tips and advice on how to overcome a range of problems, how to choose the right people to get your finances properly sorted and much more, Ask the Right Questions, Get the Right Answers is nothing short of a financial education, just when you need it most. With over 15 years’ experience in the financial industry, author Robb Hill has exactly what is required to help you to retire with the peace of mind and security you deserve. It’s never too late to learn how to be financially savvy.       Excerpt The goal of this book is to impart to you, the reader, a basic understanding of financial planning considerations and why they are necessary. I pray that the information contained in these pages will assist you in formulating a financial plan that will cover all the bases, fill in the gaps, and ensure that you will avoid the many problems that can arise as you reach your golden years. As I write this book, I have been in the financial services industry now for fifteen years. It has been my observation over the years that many of the people that I’ve counseled had no idea why they purchased this or that financial product. Most of the time, they bought something because the salesman said so, and they had no idea about all the different aspects of financial planning. One of the first organizations that I worked for used an approach that I call the bait and switch. You are asked to respond to a free, no-obligation benefit you receive via mail in a flyer. The job for the insurance agent was to basically sell you a product that you had not requested. The home office and up-line management justified this practice by stating that everyone needs insurance. Although the company was very profitable using this practice, I didn’t like the idea of talking someone into something that they unknowingly requested. Needless to say, I didn’t stay with that company very long. While I did make some money there, it was not my idea of being of service. I then moved to another organization that I thought was the ultimate in insurance sales. The people that I was fortunate enough to call on had requested insurance. This was a no-brainer; all I had to do was just take their order. So I had been doing this for a while and then it dawned on me: I was only halfway helping these people who had returned the inquiry letter. So, I 5 began to look more into other aspects of financial services. I realized that to truly be of service, there was an education gap that I needed to bridge—I had to educate my clients about financial products and how to incorporate them into their financial plans. The biggest hurdle that I have encountered in this process and by far the hardest to overcome is to explain to people something that they think they already know about but really don’t. The concept of being poor is a state of mind that needs to be overcome; you need to realize that you do have a say in your financial well-being. The thought of being poor keeps many people stuck in poverty. The funny thing is that most people who consider themselves poor just have their priorities out of order, and a simple shift in thinking can make all the difference in their financial lives. The goal of my company, R Hill Enterprises, Incorporated, is to educate consumers. The formula for accomplishing this is through lectures in four areas of financial preparation: the first is on “Wills and Trusts”; the second is on “Long-Term Care”; the third is on “Safe Alternatives to the Stock Market”; and the fourth is on “Final Expenses.” (See part 4: “Solution Mode.”) This book is about education; well, actually, a more precise term might be training. The reason why I changed terms is because education to me is being able to bring out of you a greater expression of what you already know. With these lectures, this training, I hope to impart some knowledge that you don’t already know. So, for the sake of that definition, let’s embark on the training that I have put together. 6

Robb Hill's Ask the Right Questions, Get the Right Answers
Robb Hill's Ask the Right Questions, Get the Right Answers is a concise and straight forward guide to securing your financial future. Over the past century individual financial security after retirement has taken many dips and dives and has gone through an immense amount of changes. Mr. Hill addresses past retirement practices starting with the first corporate pensions. He takes us through some history as to why these pensions were created and how they are being dismantled, the roll Congress plays in protecting corporations while individual's promised pensions are collapsing like a house of cards, and then explains the shift to funds like 401Ks. Mr. Hill's book explores the financial options available in preparing for retirement and some situations why other options may be better then others for some people. He feeds us just enough information to give us an understanding but is not overwhelming. He guides us through choosing a financial advisor and gives us the questions to ask. He explains how financial advisors make their money and when to steer clear or be wary. Surprisingly there are only four main areas that are essential to have in place and I felt empowered knowing that at my age I have a few of them in place and a few I need to explore and secure. The task is not as daunting as I've thought. Robb Hill includes a lot of statistics and backs up his facts. The excerpt that really stood out to me in this guide was this: "Take 100 people at the beginning of their working career's...40 years later, according to the Social Security Administration, one will be wealthy, five will be financially secure, five will continue working, 36 will be dead and 54 will be dependent upon their meager Social Security checks, relatives, friends or even charity for a minimum standard of living. Planning is the major difference between the 6% that were successful and the 94% that failed to accomplish their objectives." Ask the Right Questions, Get the Right Answers is 110 pages of rich content that everyone should read, even if you feel you have your bases covered, regardless of your age, to gain an understanding of what you should have in place in order to be comfortable during your retirement years. This is phenomenal guide to read to gain knowledge and raise questions with your own financial advisor. For those who don't have professional help, it gives you an understanding of what you should have in place, even if you do it yourself. Ask the Right Questions, Get the Right Answers is available in eBook format and in paperback. Jackie Miller Co-Founder AuthorsDen.com