Now I wonder what was my mind on when I wrote this? I am not a financial planner nor am I certified in any certain areas. When I wrote this article in Feb/March 2004 the title was "Let's Talk Money." LET'S TALK MONEY Having Trouble Saving Money? Want to Start Your Own Business? Here Are a Few Tips to Get You Started. By Angela Watkins (Feb/March 2004) In the past, I've wasted a lot of money. I wasted money that could have been used for serious Financial Planning/Recreation. So let's look at a few tips on saving money. Use the list below: * Allocate time/money in ways that will build wealth. * Target market opportunities * Become thrifty. Save on anything, whenever you can. At times, you may have to raise money to get started. Why not create and publish a book on your Family Heritage, a promotional book for your church, or a cook book? Promote these books locally to raise money for yourself or an organization. Many local clubs and churches have used this method successfully over the years. And what will you do with that money? Invest. Do you have an idea? We need to learn to control and develop ideas into successful businesses. It's ideas that make dollars. Learn to profit from your sense of style or other strong points. Realize the power of your ideas and believe in your ability. Freshen up your ideas with the help of a college art student or Art Studio. I was raised to be an independent thinker and not allow others to determine my destiny. Decide to go into business for yourself. One look at job downsizing, industry plant closings, and temporary job placements (without benefits) might just kick start you toward more opportunity and freedom. Good luck. 2007 Addition to Article: I am not endorsing any service or product. Watch how you spend your hard earned money. When a farmer plants a crop in the field he is looking forward to his crop coming up so he can cultivate it -- reap the rewards. I am not a financial planner nor am I certified in any certain areas. Do not quit your job if you do have a job. Keep your job, benefits, etc. Never stop learning. It would be a good idea I think to learn of ways to diversify your income -- maybe you could start after work hours learning more about legitimate income opportunities. Now look to see what some think about my writing - my writing profile & AngelasGems: One of My Book Reviews and Me Mentioned at -http://www.untappedwealthdiscovered.com/business/best-home-business-coach.html - Best Home Business Coach Untapped Wealth Discovered About the authors of Untapped Wealth -http://www.untappedwealth.com/about-the-authors.html   -- http://www.thefasttracktowealth.com/es/directory/discovereduntappedwealth.php (This page is in Spanish but it can be translated into other languages) I am not a financial planner nor am I certified in any certain areas.