Your face has changed.
The wrinkles I expected, but the fading smile and dimmed eyes, I wasn't prepared for those.

You've given up.
Your life-savings is spent, and so are you, no longer concerned with saving your own life.

Your livelihood is gone.
Family Christmas, cruises to exotic locations, and visits with the grandkids no longer excite you.

You're still alive.
But you are acting like you have nothing to live for anymore, you wish you were dead.

Old man.
I never thought you'd be an old man.
You were always the fun one.
Now you're just a shell.